Best Waco, TX SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Waco, Texas ranked by 2025 lending data.
18
SBA Loans Funded
$20M
Total Volume
9.22%
Avg Interest Rate
14
Active Lenders
Looking for an SBA loan in Waco, Texas? Based on 2025 FOIA data, 18 SBA 7(a) loans were funded in Waco totaling $20M. Below are the top lenders and industries receiving SBA funding in your area. See all Texas SBA lenders for statewide rankings.
Top 14 SBA Lenders in Waco, TX (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | The Huntington National Bank | 3 | $5M |
| 2 | Plains State Bank | 1 | $3M |
| 3 | Enterprise Bank & Trust | 3 | $3M |
| 4 | Harvest Small Business Finance, LLC | 1 | $2M |
| 5 | Customers Bank | 1 | $2M |
| 6 | Banc of California | 1 | $1M |
| 7 | MidFirst Bank | 1 | $935K |
| 8 | Wells Fargo Bank National Association | 1 | $732K |
| 9 | U.S. Bank | 1 | $720K |
| 10 | BayFirst National Bank | 1 | $490K |
| 11 | LendingClub Bank | 1 | $391K |
| 12 | Newtek Bank | 1 | $350K |
| 13 | United Midwest Savings Bank National Association | 1 | $150K |
| 14 | The First National Bank of McGregor d/b/a TFNB Your Bank for | 1 | $150K |
Top Industries Funded in Waco
| Industry | Loans | Total Approved |
|---|---|---|
| Supermarkets and Other Grocery (except Convenience) Stores | 1 | $5M |
| Hotels (except Casino Hotels) and Motels | 1 | $3M |
| Nail Salons | 1 | $2M |
| General Freight Trucking, Long Distance, Truckload | 2 | $2M |
| Snack and Nonalcoholic Beverage Bars | 1 | $2M |
| Hunting and Trapping | 1 | $490K |
| Sports and Recreation Instruction | 1 | $391K |
| Offices of Certified Public Accountants | 1 | $350K |
| Other Personal Care Services | 2 | $256K |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $150K |
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