SBA 7(a) Small Express Loans For Working Capital.
7(a) Small loans are term 7(a) loans up to $500,000, offering low interest rates and repayment terms up to 10 years. These loans also require fewer documents and offer faster processing than traditional SBA 7(a) loans.
With SBA-capped rates and some of the lowest available APRs, they are the best option for most business owners.
- Loans from $100,000 to $500,000
- Interest rates starting from 10.5%
- Long 10 year terms
- Streamlined process
- 100% free service for borrowers
We Make Small Business Loans Easier, Faster, And Affordable.
Experience fast, hassle-free funding tailored to your business needs with our efficient four-step process.
SBA Express Loan Program Highlights.
Our SBA Express Loan program offers a streamlined path to the funding your business needs, combining speed, flexibility, and borrower-friendly terms:
- Loan amounts from $100,000 to $500,000 (move to top)
- SBA-capped rates between 8% to 11.75%
- 0% downpayment
- 10 year term
SBA Express Loan Requirements.
To qualify for our SBA Express Loan, your business should meet the following requirements:
- Minimum revenue $250,000
- Minimum profit of $30,000
- Minimum credit score of 650
- Minimum SBSS score of at least 155
- At least 3 years in business
- No bankruptcies in the last 4 years
- All business and personal debts must be up-to-date
- American citizen or permanent resident
SBA Express Loan Documents.
- 3 years of business tax returns
- 3 years of personal tax returns
- Year to date income statement and balance sheet
- Current business debt schedule
- Business bank statements for the last 3 months
- Articles of organization or incorporation
Get funded at the best Rate & Terms.
Take advantage of our extensive network of 100+ funding partners. We understand the underwriting criteria and lending preferences of each bank. When lenders compete for your business, you win, save time and get better rates.
- Simple, hassle-free application
- Get funded at the best term & rate
- Get matched with the right lender
- Get multiple loan offers fast
- Special volume discounts not available to public
100% Free SBA Loan Service.
We are a 100% free success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.
- All your questions answered
- Get your loan package ready
- Get matched with the right lender
- Expert SBA loan help
- Get funded at the best terms and rate
- Fast and streamlined process
- 100% free service to borrowers
It can be overwhelming to get an SBA loan. You’ve come to the right place.
Join the thousands of businesses that trust us with their SBA financing needs. Leave the heavy lifting to us, you’re in good hands.
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We'd love to hear from you.
At least three years of operating history and a minimum of $250K revenue is required. Have questions? We are only a call or email away.