Best Puerto Rico SBA Lenders & Rates of 2026

Compare 10 SBA lenders in Puerto Rico. $82.4M funded across 486 businesses. Average rate 10.57%. Get matched free.

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Best Puerto Rico SBA Lenders & Rates of 2026

$82.4M
Total Funded

486
Loans Approved

$170K
Avg Loan Size

10.57%
Avg Interest Rate

10
Active Lenders

SBA Loans in Puerto Rico

Puerto Rico businesses received $82.4M in SBA 7(a) loan approvals across 486 businesses in 2025. With 10 active SBA lenders competing for business in Puerto Rico, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Puerto Rico is $170K, with rates averaging 10.57%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Puerto Rico (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Puerto Rico businesses:

RankLenderVolumeLoansAvg Rate
1Banco Popular de Puerto Rico$44.6M34111.17%
2Oriental Bank$18.7M918.57%
3FirstBank Puerto Rico$9.1M3510.77%
4First Bank of the Lake$4.0M210.00%
5T Bank, National Association$3.7M19.50%
6Economic Development Bank for Puerto Rico$1.1M97.86%
7Cooperativa de Ahorro y Crdito de Arecibo (COOPACA)$610K410.13%
8BayFirst National Bank$350K110.50%
9Bank Five Nine$150K19.13%
10Corp. Financiamiento Empresarial del Comercio y Comunidades$86K18.50%

🤝 How to Get an SBA Loan in Puerto Rico

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Puerto Rico and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Puerto Rico SBA Lenders

Ready to apply for an SBA loan in Puerto Rico? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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