Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Alloy Personal Traning franchise? Not all lenders are equal — some banks fund dozens of Alloy Personal Traning deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Alloy Personal Traning in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Alloy Personal Traning (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 32 | $7.7M | 9.97% |
| 2 | First Commonwealth Bank | 2 | $577K | 10.25% |
| 3 | Barrington Bank & Trust Company, National Association | 1 | $360K | 8.15% |
| 4 | VelocitySBA, LLC | 1 | $533K | 10.25% |
| 5 | Schaumburg Bank & Trust Company, National Association | 1 | $350K | 8.50% |
| 6 | First Command Bank | 1 | $500K | 8.75% |
| 7 | Citizens Bank | 1 | $350K | 9.75% |
Key Stats
- Total SBA loans for Alloy Personal Traning in 2025: 39
- Total volume: $10.4M
- Average loan size: $266K
- Average interest rate: 9.87%
- Rate range: 8.15% – 10.25%
- Top states: Illinois (9), California (6), Arizona (5), New Jersey (4), New York (4), Florida (3), Minnesota (2), Indiana (2), Maryland (2), Kansas (1)
Why lender choice matters: The rate spread for Alloy Personal Traning loans ranges from 8.15% to 10.25%. On a $266K loan, that’s a difference of $6K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Alloy Personal Traning
- Work with a lender who knows Alloy Personal Traning — The lenders above have funded multiple Alloy Personal Traning deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Alloy Personal Traning?
GoSBA submits your Alloy Personal Traning deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
