Best SBA Lenders for Oil Change Shops (2026)

Compare the best SBA lenders for Oil Change Shops in 2026. 50 loans totaling $43.6M approved. Avg rate 9.45%. Free broker matching.

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Best Oil Change Shops SBA Lenders of 2026

$43.6M
Total Funded
50
Loans Approved
$872K
Avg Loan Size
9.45%
Avg Interest Rate
22
Active Lenders

SBA Loans for Oil Change Shops

The Oil Change Shops industry received $43.6M in SBA 7(a) loans across 50 businesses in 2025. With 22 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Oil Change Shops industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Oil Change Shops businesses is $872K with an average rate of 9.45%. Lenders who specialize in this industry often offer better terms and faster approvals.

Top 10 SBA Lenders for Oil Change Shops (2025 Data)

These are the banks that funded the most SBA 7(a) loans to Oil Change Shops businesses based on 2025 FOIA data, ranked by total dollar volume:

RankLenderVolumeLoansAvg Rate
1Live Oak Banking Company$25.5M209.45%
2Milestone Bank$3.7M39.45%
3PlainsCapital Bank$3.0M29.45%
4Merchants Bank of Indiana$2.3M19.45%
5Heritage Bank$2.2M19.45%
6First Bank of the Lake$1.0M19.45%
7Byline Bank$966K19.45%
8U.S. Bank$940K49.45%
9United Community Bank$700K19.45%
10Icon Business Bank$552K19.45%

🤝 Why Use an SBA Broker for Oil Change Shops Loans?

GoSBA Loans has extensive experience financing Oil Change Shops businesses:

  • Industry expertise — we know which lenders specialize in Oil Change Shops
  • Access to 22+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Oil Change Shops SBA Loan

Our team specializes in SBA financing for Oil Change Shops businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Oil Change Shops business? GoSBA Loans specializes in SBA loans for Oil Change Shops businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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