Best SBA Lenders in Tomball, TX (2026)
2025 FOIA data: top lenders, rates & industries for Tomball SBA loans
SBA Loans in Tomball, Texas
Looking for an SBA loan in Tomball, Texas? Based on 2025 FOIA data, 48 SBA 7(a) loans were funded in Tomball totaling $33.8M, supporting an estimated 554 jobs. With 22 active lenders competing for business in the Tomball market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Tomball is $705K at an average rate of 9.66%. The top lender in Tomball is Wallis Bank, with the most-funded industry being Limited-Service Restaurants. See all Texas SBA lenders for statewide rankings.
SBA Loans in Tomball by Business Type
Whether you’re starting a new business in Tomball, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 23% of SBA loans in Tomball (8 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 23% (4 loans) — if you’re looking to buy a business in Tomball, this is a proven use case for SBA financing. Existing businesses make up 37% and typically receive the most favorable terms.
Top SBA Lenders in Tomball, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Tomball businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Wallis Bank | $6.0M | 2 | 8.88% |
| 2 | Woori America Bank | $5.0M | 1 | 9.25% |
| 3 | Texas Capital Bank | $5.0M | 4 | 6.94% |
| 4 | Milestone Bank | $3.7M | 1 | 10% |
| 5 | Readycap Lending, LLC | $3.5M | 6 | 10.62% |
| 6 | Newtek Bank, National Association | $2.6M | 3 | 11.83% |
| 7 | Fifth Third Bank | $2.2M | 1 | 7% |
| 8 | Northeast Bank | $1.1M | 6 | 10.62% |
| 9 | Zions Bank, A Division of | $813K | 8 | 9.69% |
| 10 | JPMorgan Chase Bank, National Association | $550K | 1 | 6.52% |
The top lenders in Tomball have direct experience with local businesses and understand the Tomball market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Tomball and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Tomball
One 5-minute application. 22+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Tomball
These are the industries that received the most SBA 7(a) funding in Tomball in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Limited-Service Restaurants | 3 | $5.0M |
| Hotels (except Casino Hotels) and Motels | 1 | $5.0M |
| Gasoline Stations with Convenience Stores | 1 | $4.6M |
| Child Day Care Services | 1 | $2.5M |
| Veterinary Services | 1 | $2.2M |
| Pet Care (except Veterinary) Services | 3 | $1.8M |
| Offices of Physicians, Mental Health Specialists | 1 | $1.7M |
| Offices of Real Estate Agents and Brokers | 1 | $1.7M |
| All Other Outpatient Care Centers | 1 | $1.0M |
| Snack and Nonalcoholic Beverage Bars | 3 | $553K |
Lenders with experience funding your specific industry in Tomball understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Tomball
Option 1: Apply directly to one of the top Tomball lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Tomball-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
