Best SBA Lenders in Kennesaw, GA (2026)
2025 FOIA data: top lenders, rates & industries for Kennesaw SBA loans
SBA Loans in Kennesaw, Georgia
Looking for an SBA loan in Kennesaw, Georgia? Based on 2025 FOIA data, 45 SBA 7(a) loans were funded in Kennesaw totaling $26.4M, supporting an estimated 398 jobs. With 25 active lenders competing for business in the Kennesaw market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Kennesaw is $588K at an average rate of 10.44%. The top lender in Kennesaw is Georgia’s Own Credit Union, with the most-funded industry being Full-Service Restaurants. See all Georgia SBA lenders for statewide rankings.
SBA Loans in Kennesaw by Business Type
Whether you’re starting a new business in Kennesaw, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 38% of SBA loans in Kennesaw (14 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 15% (3 loans) — if you’re looking to buy a business in Kennesaw, this is a proven use case for SBA financing. Existing businesses make up 38% and typically receive the most favorable terms.
Top SBA Lenders in Kennesaw, GA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Kennesaw businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Georgia's Own Credit Union | $5.3M | 2 | 8.74% |
| 2 | PNC Bank, National Association | $2.6M | 2 | 6.92% |
| 3 | New Millennium Bank | $2.1M | 1 | 8.5% |
| 4 | US Metro Bank | $2.0M | 1 | 8.5% |
| 5 | Citizens Bank | $1.4M | 2 | 10.25% |
| 6 | Metro City Bank | $1.4M | 1 | 9.25% |
| 7 | FWBank | $1.4M | 1 | 10% |
| 8 | SouthState Bank, National Association | $1.2M | 1 | 10.75% |
| 9 | Synovus Bank | $1.0M | 2 | 10% |
| 10 | Readycap Lending, LLC | $1.0M | 2 | 10.38% |
The top lenders in Kennesaw have direct experience with local businesses and understand the Kennesaw market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Kennesaw and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Kennesaw
One 5-minute application. 25+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Kennesaw
These are the industries that received the most SBA 7(a) funding in Kennesaw in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Full-Service Restaurants | 3 | $2.4M |
| Hotels (except Casino Hotels) and Motels | 1 | $2.1M |
| Limited-Service Restaurants | 4 | $1.6M |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 1 | $1.4M |
| Marketing Research and Public Opinion Polling | 1 | $1.2M |
| Wholesale Trade Agents and Brokers | 2 | $1.0M |
| Plumbing, Heating, and Air-Conditioning Contractors | 1 | $1.0M |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $900K |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 1 | $872K |
| Fitness and Recreational Sports Centers | 2 | $560K |
Lenders with experience funding your specific industry in Kennesaw understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Kennesaw
Option 1: Apply directly to one of the top Kennesaw lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Kennesaw-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
