The #1 SBA Loan Broker in America. $320 Million Funded.
50+ SBA lenders compete for your deal. You pick the best rate. Business acquisitions, working capital, and commercial real estate — our full-service consulting is 100% free.
- Full-service loan packaging, lender outreach, and closing support
- Best rate and terms guarantee
- Free business plan and financial projections included
No credit impact · 30-minute call · 100% free
2026 Year-to-Date
$ 0 M+
Total FundedFinancing for Every Deal.
Select your loan type to see requirements and details.
Business Acquisition
Loan Highlights
- SBA loans up to $5M or larger pari passu options
- Low 10% down payment or lower with seller notes
- Competitive rates starting at Prime + 0.5%
- Fast and streamlined process
- Done-for-you business plans & financial projections
- Perfect for new acquisitions & partner buyouts
Requirements
- At least 3 years of business operations
- Minimum annual profit of $200,000/year
- Minimum DSCR of 1.25x
- Minimum credit score of 680
- All business and personal debts up-to-date
- No bankruptcies
- Relevant industry management experience preferred
Documents Needed
- Signed LOI or purchase agreement
- 3 years of business tax returns
- 3 years of personal tax returns
- Interim P&L and balance sheet
- Business bank statements (last 3 months)
- AP & AR reports
Real Estate
Working Capital
Refinance
LOI to Funded in 60 Days.
Not Six Months.
Our streamlined process keeps your acquisition on track.
LOI Signed — You Call Us
Send us your signed LOI and financials. Free deal review and loan package built immediately.
- Free deal review in 24 hours
- Full loan package prepared
- Lender matching begins
Loan Packaging
We build your complete SBA application — business plan, projections, and lender memo.
- Free business plan & projections
- Complete SBA application prepared
- Submitted to 3–5 best-fit lenders
Term Sheet Collection
We shop your deal across 50+ lenders and collect competing term sheets for you to compare.
- Multiple competing offers
- Side-by-side comparison
- Best rate & terms negotiated
Underwriting & Due Diligence
Your chosen lender moves into full underwriting. We quarterback the entire process.
- Underwriting advocacy
- Document management
- Appraisal coordination
Closing & Funded 🎉
Commitment letter issued, closing docs finalized, acquisition funded. ~60 days LOI to close.
- Closing coordination
- Final review & wire
- Post-close support
You're in the Right Place
No matter where you are in your acquisition journey, GoSBA has the experience and lender relationships to get your deal done.
First-Time Buyer
Never bought a business before? We walk you through every step — from LOI to closing day.
Serial Acquirer
Already own one or more businesses? We streamline repeat deals and leverage your track record for better terms.
Investor-Heavy Deals
100% of equity coming from investors? We structure SBA-compliant deals that keep investors and lenders happy.
Previously Declined
Got turned down by a bank? Different lenders have different criteria. We find the right match for your deal.
Partner Buyout
Buying out a business partner? SBA loans can fund up to 100% of the buyout with the right structure.
Existing Business Owner
Need to buy real estate, fund working capital, or refinance? Leverage your existing business for the best SBA terms.
What Makes GoSBA Different.
We don’t just find you a lender. We build, package, and close your deal end-to-end.
100% Free for Borrowers
Lenders pay us after close. Zero cost, zero risk to you.
50+ Lender Network
Lenders compete for your deal. Better rates, better terms.
Close in ~60 Days
Not 6 months. Our process eliminates the runaround.
Best Rate & Terms Guarantee
Multiple lenders competing means you always get the best deal.
Higher Surety of Close
Multiple backup lenders. If one falls through, we pivot instantly.
Full-Service Brokerage
LOI to funding — packaging, matching, underwriting, closing.
Everything's Included. Zero Cost to You.
From your first call to closing day, our team handles every aspect of the SBA loan process.
Pre-Qualification
Instant eligibility assessment against SBA rules and individual lender criteria before you invest any time.
Free Business Plan & Projections
We write your SBA business plan, financial projections, and management resume — lender-ready documents at zero cost.
Lender Matching
50+ lenders in our network matched by your industry, deal size, and structure for the best possible terms.
Underwriting & Closing
We manage lender communication, answer underwriter questions, and coordinate everything through closing day.
Recent Deals
A sample of recently closed transactions across industries and deal types.
Real Results from Real Borrowers
Hear from entrepreneurs who acquired businesses through GoSBA.
When Lenders Compete, You Win.
Join 126+ business owners who got the best SBA rate through GoSBA. Start in 2 minutes.
Get Your Free SBA Loan Assessment
Tell us about your deal. We’ll tell you exactly what you qualify for, which lenders are the best fit, and what rate to expect.
No credit impact · Responds within 2 hours
Frequently Asked Questions
How is GoSBA free for borrowers?
SBA lenders pay a referral fee to brokers after your loan closes, as disclosed on SBA Form 159. You never pay anything — before, during, or after closing. This is standard practice in SBA lending, similar to how a real estate buyer’s agent is paid by the seller.
How is GoSBA different from applying directly to a bank?
What types of SBA loans do you offer?
How long does the SBA loan process take?
I'm buying a business — how much do I need for a down payment?
Can you help if my bank already turned me down?
Do I need industry experience to buy a business with an SBA loan?
Still have questions? Call us: 1-855-381-6448