Our SBA Loan Marketplace Makes
Lenders Compete For Your Business

gosba loans sba funding

10-year payment terms

gosba loans sba funding

No pre-payment penalties

gosba loans sba funding

Affordable monthly payments

*Our rates start at just 5.25%. Most loans are funded in as little as 1 week.

What is an SBA Loan?

A SBA Guaranteed loan is the perfect product to assist starting or expanding businesses. Your business can benefit from an SBA Loan if you are seeking help to expand, purchase equipment, or refinance an existing debt at the lowest available rates.


Interest Rates

5.25% – 8.25%*


Loan Amount

$50,000 – $5 million*


Loan Terms

10 – 25 Years



Funding in 21 Days

Where can I apply for an SBA Loan?

In the past, your only option to apply for an SBA Loan is to walk into a local bank. Now, you can easily apply online and allow GoSBA Loans to find the perfect loan lender for you. Our proprietary technology let’s us pre-qualify borrowers within 2 minutes without impacting your credit score.


Through our technology we are able to automatically collect and package a comprehensive loan application as per the SBA’s requirements. As a marketplace, we connect our applicants to the lenders that have the highest chance or interest in funding their loan.


What are the requirements to apply for an SBA Loan?

We work with businesses of all sizes in hundreds of industries. Here are our minimum qualifications:

1 Year of Business History

Minimum $100K in Revenue

Minimum $10K in Profit

1:1 Business Cash Flow to Debt Ratio

Loans $50-$150K: No Minimum FICO

Loans $150K+: Personal FICO of 675+

No Startups

No Open Tax Liens

Personal Guarantee Required

51% owner occupied for real estate loans

What documents will I need to apply?

SBA Loan applications typically require a lot of time and energy. But we know that time is very valuable for business owners like you. That’s why we only request documents that will help you in your application. We will not let you waste time in gathering unnecessary documents. To help you prepare, here is a list of documents that are commonly required in an SBA Loan application:

Driver's License

Voided Business Check

Bank Statements

Balance Sheet

Profit & Loss Statements

Business Tax Returns

Personal Tax Returns

Business Plan

Business Debt Schedule

Why apply for an SBA Loan via GoSBA Loans?

GoSBA Loans is the nation’s first and only non-commissioned business lender. We make small business loans easier, faster, and affordable for growing businesses such as yours. We guarantee the best rates, low monthly payments, no prepayment penalties, and no upfront fees. Our commitment is to help you achieve your business goals. When you succeed, we succeed.

How much does an SBA Loan really cost?

Our service is completely success based. We charge fees when you successfully get funded from one of our lenders, totaling only 2-4% of your funding amount. There will be a 2.25%-3.5% guarantee fee paid to the SBA depending on the loan amount and the term length. The interest for your loan typically ranges from 5.25% – 7.5% with amounts ranging from $30,000 to up to $5 million.

What can I use my SBA loan for?

You can use your SBA loan for a variety of purposes.

Debt Refinancing

Convert high-interest debt into one monthly payment at a fixed rate you can afford, with no early repayment penalties.

Buy Inventory

Invest in new equipment and fulfill every order through bulk inventory purchases.

Expand Your Business

Grow your business by spending more on marketing, getting a new website, expanding to new markets and launching new products.

Hire More Employees

Take your business to the next level by expanding your team.

Start Your SBA Loan Today!

Fill out the form below and get a pre-qualification in 2-minutes.