SBA 504 Loans Simplified.

Buy or Refinance. Rates start as low as 4.65%.


Fixed Rates

4.65% – 5.5%*


Loan Amount

$1 – $10 million*


Payment Term

25 Years



Funding in 30 Days

What is an SBA 504 Loan?

SBA 504 Loans provide below-market fixed-rate financing for real estate, buildings and machinery.


There are three partners in an SBA 504 loan—the borrower, a bank or other regulated lender, and a CDC.




SBA 504 1st Mortgage

Rates Start at 4.63%.


CDC 2nd Mortgage

20 Year Fixed Starting at 4.56%.

What Are The Advantages of a SBA 504 Loan?

Fixed rate financing, no balloon payments and perfect for all types of real estate projects.

Low Downpayment. Just 10% Down.

Put as little as 10% down. We offer flexible debt-to-income limits. Most loans require 80% to 85% Loan to Value.

GoSBA Loans: Flexible SBA Loan For Every Use Imaginable.
Build An Asset, Save on Rent.

Our SBA 504 business loans make it easy to buy office space, retail space, factories and buildings. Save money on rent, earn tax deductions and build your business net worth.

GoSBA Loans: Flexible SBA Loan For Every Use Imaginable.
Large Loans. Low Interest.

Easily qualify for as much as $12 million. Our interest rates are the lowest in the industry and start at just 4.68%.

Buy or Refinance.

The SBA 504 commercial real estate product is perfect for companies looking to buy or refinance higher interest commercial property loans. No online lender can beat our SBA 504 commercial loan terms.

100% Online. Funding In 30 Days.

We are the only online SBA 504 platform. Funding in as fast as 30 days. You work with one of our dedicated loan consultants until you are successfully funded.

One Application. Multiple Lenders.

You only have to complete one simple application — your information is then automatically sent to all relevant SBA lenders. No repetitive applications.

What Are The SBA 504 Loan Requirements?

Designed specifically to help small businesses purchase real estate, complete construction and buy equipment,

For-profit, non-publicly traded businesses

3 Years of Business History

Tangible business net worth (including affiliates) not to exceed $15 million

Average net income of the business below $5 million

1.25:1 Business Cash Flow to Debt Ratio

Three Years of Personal & Corporate Taxes

Must occupy at least 51% of commercial property

Minimum Credit Score of 680

No Bankruptcies or Foreclosures

No Open Tax Liens

Personal Guarantee Required

US Citizen or Green Card Holder

Apply For An SBA 504 Commercial Loan Today!

It’s free, fast and does not affect your credit score!