Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Domino’s franchise? Not all lenders are equal — some banks fund dozens of Domino’s deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Domino’s in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Domino’s (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 18 | $31.7M | 9.17% |
| 2 | Dogwood State Bank | 10 | $9.3M | 10.03% |
| 3 | Community National Bank & Trust | 4 | $1.8M | 8.44% |
| 4 | Seacoast National Bank | 3 | $5.0M | 8.65% |
| 5 | United Community Bank | 3 | $6.9M | 8.92% |
| 6 | Village Bank and Trust, National Association | 2 | $834K | 8.50% |
| 7 | First Bank of the Lake | 2 | $2.0M | 9.62% |
| 8 | Colony Bank | 2 | $300K | 10.75% |
| 9 | The Huntington National Bank | 1 | $712K | 10.00% |
| 10 | Hancock Whitney Bank | 1 | $490K | 10.00% |
| 11 | Truist Bank | 1 | $1.3M | 7.69% |
| 12 | Mechanics and Farmers Bank | 1 | $200K | 10.50% |
| 13 | Enterprise Bank & Trust | 1 | $1.6M | 7.00% |
| 14 | Coulee Bank | 1 | $615K | 9.50% |
| 15 | Bank of America, National Association | 1 | $201K | 5.80% |
Key Stats
- Total SBA loans for Domino’s in 2025: 51
- Total volume: $63.0M
- Average loan size: $1.2M
- Average interest rate: 9.21%
- Rate range: 5.80% – 11.00%
- Top states: Alabama (6), Mississippi (4), Georgia (4), Illinois (3), New Jersey (3), Oregon (3), North Carolina (3), Washington (3), Oklahoma (2), Maryland (2)
Why lender choice matters: The rate spread for Domino’s loans ranges from 5.80% to 11.00%. On a $1.2M loan, that’s a difference of $64K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Domino’s
- Work with a lender who knows Domino’s — The lenders above have funded multiple Domino’s deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Domino’s?
GoSBA submits your Domino’s deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
