Best Dayton, OH SBA Lenders & Rates of 2026

Compare 23 SBA lenders in Dayton, OH. $30.5M funded across 91 businesses. Average rate 10.08%. Get matched free.

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Best Dayton, OH SBA Lenders & Rates of 2026

$30.5M
Total Funded

91
Loans Approved

$335K
Avg Loan Size

10.08%
Avg Interest Rate

23
Active Lenders

SBA Loans in Dayton, OH

Dayton, OH businesses received $30.5M in SBA 7(a) loan approvals across 91 businesses in 2025. With 23 active SBA lenders competing for business in Dayton, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Dayton is $335K, with rates averaging 10.08%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Dayton SBA Loans by Business Type

🚀 Startups
38%
$9.1M • 35 loans

🏢 Existing Businesses
49%
$7.4M • 45 loans

🔄 Acquisitions
12%
$14.0M • 11 loans

Top SBA Lenders in Dayton, OH (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Dayton businesses:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$7.2M59.35%
2 The Huntington National Bank$5.9M459.80%
3 Pathward National Association$5.0M210.25%
4 First Commonwealth Bank$2.9M29.25%
5 United Midwest Savings Bank National Association$1.6M110.25%
6 American Momentum Bank$1.3M28.25%
7 Community Choice CU$950K19.00%
8 Lendistry SBLC, LLC$910K211.25%
9 Northeast Bank$762K510.85%
10 U.S. Bank, National Association$673K99.52%
11 First Financial Bank$496K18.49%
12 Citizens Bank$481K110.25%
13 Wright Patt Credit Union Inc$468K210.13%
14 PNC Bank, National Association$318K211.52%
15 KeyBank National Association$311K19.50%
16 Harvest Small Business Finance, LLC$298K111.00%
17 BayFirst National Bank$172K212.25%
18 Growth Capital Corp.$150K113.50%
19 First Bank of the Lake$150K113.50%
20 Newtek Bank, National Association$150K110.50%
21 CenTrust Bank, A Division of SmartBiz Bank National Associat$120K111.50%
22 Fifth Third Bank$62K211.10%
23 Readycap Lending, LLC$50K114.00%

Top Industries in Dayton

Here are the industries that received the most SBA funding in Dayton:

SBA Loans in Ohio

Dayton is part of Ohio‘s SBA lending market. For statewide data and more lender options, see our full Ohio SBA Lenders guide.

🤝 Why Use an SBA Broker in Dayton?

GoSBA Loans helps Dayton businesses access the best SBA lenders:

  • Access 23+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Dayton
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Dayton SBA Loan

Our team has helped hundreds of Dayton businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Dayton? GoSBA Loans is a trusted SBA loan broker serving businesses in Dayton and across Ohio. Contact our Dayton SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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