Best Fresno, CA SBA Lenders & Rates of 2026

Compare 34 SBA lenders in Fresno, CA. $65.4M funded across 108 businesses. Average rate 10.40%. Get matched free.

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Best Fresno, CA SBA Lenders & Rates of 2026

$65.4M
Total Funded

108
Loans Approved

$605K
Avg Loan Size

10.40%
Avg Interest Rate

34
Active Lenders

SBA Loans in Fresno, CA

Fresno, CA businesses received $65.4M in SBA 7(a) loan approvals across 108 businesses in 2025. With 34 active SBA lenders competing for business in Fresno, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Fresno is $605K, with rates averaging 10.40%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Fresno SBA Loans by Business Type

🚀 Startups
25%
$19.0M • 27 loans

🏢 Existing Businesses
60%
$25.8M • 65 loans

🔄 Acquisitions
15%
$20.6M • 16 loans

Top SBA Lenders in Fresno, CA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Fresno businesses:

RankLenderVolumeLoansAvg Rate
1 FFB Bank$13.9M139.94%
2 Celtic Bank Corporation$5.5M79.82%
3 Zions Bank, A Division of$5.0M26.83%
4 Icon Business Bank$4.6M19.25%
5 US Metro Bank$4.4M39.25%
6 Beacon Business Bank National Association$3.3M19.50%
7 Harvest Small Business Finance, LLC$3.1M310.17%
8 Northeast Bank$2.2M1010.97%
9 Live Oak Banking Company$1.9M49.75%
10 Atlantic Union Bank$1.7M110.25%
11 Bank of America, National Association$1.6M47.65%
12 Lendistry SBLC, LLC$1.6M912.22%
13 Pathward National Association$1.5M110.25%
14 Newtek Bank, National Association$1.3M510.90%
15 The Huntington National Bank$1.3M69.75%
16 Commonwealth Business Bank$1.3M29.38%
17 Mission Bank$1.2M29.75%
18 Port 51 Lending LLC$1.2M210.00%
19 PCB Bank$1.0M19.00%
20 Wells Fargo Bank National Association$980K512.40%
21 Byline Bank$957K110.25%
22 Colony Bank$850K210.38%
23 BayFirst National Bank$800K311.67%
24 CDC Small Business Finance Corp.$720K310.50%
25 VelocitySBA, LLC$720K110.25%
26 Climate First Bank$688K110.25%
27 Readycap Lending, LLC$550K211.88%
28 East West Bank$500K19.00%
29 Community West Bank$420K210.00%
30 U.S. Bank, National Association$221K611.82%
31 AMPAC Tri-State CDC, Inc.$170K19.75%
32 Stone Bank$150K110.50%
33 Stearns Bank National Association$15K110.25%
34 Citibank, N.A.$10K19.80%

Top Industries in Fresno

Here are the industries that received the most SBA funding in Fresno:

SBA Loans in California

Fresno is part of California‘s SBA lending market. For statewide data and more lender options, see our full California SBA Lenders guide.

🤝 Why Use an SBA Broker in Fresno?

GoSBA Loans helps Fresno businesses access the best SBA lenders:

  • Access 34+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Fresno
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Fresno SBA Loan

Our team has helped hundreds of Fresno businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Fresno? GoSBA Loans is a trusted SBA loan broker serving businesses in Fresno and across California. Contact our Fresno SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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