Compare the top 115 SBA lenders for Commercial Construction businesses. $206.6M funded in 2025. Average rate 10.18%. Get matched free.
Best Commercial and Institutional Building SBA Lenders of 2026
SBA Loans for Commercial and Institutional Building Businesses
The Commercial Construction industry received $206.6M in SBA 7(a) loans across 467 businesses in 2025. With 115 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Commercial and Institutional Building industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Commercial and Institutional Building businesses is $442K with an average rate of 10.18%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Commercial and Institutional Building businesses by business stage:
🚀 Startups
16%
$27.9M • 75 loans
🏢 Existing Businesses
80%
$136.5M • 372 loans
🔄 Business Acquisitions
4%
$42.2M • 20 loans
Top 50 SBA Lenders for Commercial and Institutional Building (2025)
These are the banks that funded the most SBA 7(a) loan volume to Commercial and Institutional Building businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Northeast Bank | $16.8M | 66 | 10.75% |
| 2 |
Readycap Lending, LLC | $14.4M | 16 | 10.95% |
| 3 |
JPMorgan Chase Bank, National Association | $12.1M | 44 | 10.41% |
| 4 |
The Huntington National Bank | $11.2M | 30 | 9.04% |
| 5 |
Live Oak Banking Company | $8.6M | 7 | 9.16% |
| 6 |
Newtek Bank, National Association | $6.6M | 7 | 10.36% |
| 7 |
U.S. Bank, National Association | $5.9M | 33 | 10.83% |
| 8 |
First Bank of the Lake | $5.7M | 4 | 10.06% |
| 9 |
Bank of America, National Association | $5.1M | 4 | 7.33% |
| 10 |
Washington Trust Bank | $5.1M | 3 | 8.17% |
| 11 |
DFCU Financial | $5.0M | 1 | 9.75% |
| 12 |
Pathward National Association | $5.0M | 1 | 9.75% |
| 13 |
FirstBank | $5.0M | 1 | 8.90% |
| 14 |
First Bank of Central Ohio | $4.8M | 3 | 9.83% |
| 15 |
Northwest Bank | $4.2M | 1 | 6.95% |
| 16 |
TD Bank, National Association | $3.8M | 24 | 10.43% |
| 17 |
First Savings Bank | $3.5M | 1 | 10.50% |
| 18 |
Enterprise Bank & Trust | $3.4M | 3 | 8.50% |
| 19 |
Endeavor Bank | $3.2M | 1 | 8.00% |
| 20 |
WesBanco Bank, Inc. | $3.0M | 2 | 9.00% |
| 21 |
Manufacturers and Traders Trust Company | $2.8M | 19 | 11.28% |
| 22 |
Banner Bank | $2.7M | 3 | 8.66% |
| 23 |
First Commonwealth Bank | $2.7M | 4 | 9.25% |
| 24 |
Wells Fargo Bank National Association | $2.6M | 7 | 10.02% |
| 25 |
Third Coast Bank | $2.5M | 1 | 9.00% |
| 26 |
Plains State Bank | $2.5M | 1 | 9.00% |
| 27 |
Zions Bank, A Division of | $2.5M | 14 | 10.14% |
| 28 |
Fidelity Bank, National Association | $2.0M | 2 | 8.00% |
| 29 |
First Resource Bank | $1.9M | 2 | 9.38% |
| 30 |
BayFirst National Bank | $1.9M | 13 | 12.25% |
| 31 |
Southwestern National Bank | $1.9M | 3 | 8.75% |
| 32 |
Lendistry SBLC, LLC | $1.8M | 6 | 11.79% |
| 33 |
Brookline Bank, a Division of Beacon Bank and Trust | $1.8M | 2 | 10.13% |
| 34 |
Commercial Bank of California | $1.8M | 1 | 8.50% |
| 35 |
BankVista | $1.7M | 2 | 9.25% |
| 36 |
Univest Bank and Trust Co | $1.5M | 2 | 9.63% |
| 37 |
American National Bank and Trust | $1.5M | 1 | 8.50% |
| 38 |
Grasshopper Bank National Association | $1.4M | 3 | 10.33% |
| 39 |
Celtic Bank Corporation | $1.4M | 14 | 10.95% |
| 40 |
Oriental Bank | $1.3M | 4 | 8.94% |
| 41 |
Provident Bank | $1.3M | 1 | 10.50% |
| 42 |
Community Bank of Mississippi | $1.3M | 2 | 8.38% |
| 43 |
Mountain America FCU | $1.2M | 3 | 9.30% |
| 44 |
Harvest Small Business Finance, LLC | $1.1M | 1 | 10.50% |
| 45 |
Byline Bank | $1.1M | 1 | 10.25% |
| 46 |
Webster Bank National Association | $1.0M | 3 | 8.83% |
| 47 |
Hanmi Bank | $1.0M | 1 | 8.50% |
| 48 |
Bank of Hope | $1.0M | 1 | 9.50% |
| 49 |
Highland Bank | $1.0M | 2 | 9.25% |
| 50 |
MidWestOne Bank | $1.0M | 1 | 9.50% |
🚀 Best Lenders for Commercial and Institutional Building Startups
Starting a new commercial and institutional building business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Commercial and Institutional Building Acquisitions
Looking to buy an existing commercial and institutional building business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Commercial and Institutional Building Businesses
Already running an established commercial and institutional building business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Commercial and Institutional Building SBA Loans
Here are the states with the highest SBA lending volume for Commercial and Institutional Building businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
California | $30.8M | 78 |
| 2 |
Florida | $22.3M | 39 |
| 3 |
Texas | $21.4M | 34 |
| 4 |
New York | $17.4M | 40 |
| 5 |
Colorado | $12.4M | 17 |
| 6 |
Washington | $9.8M | 10 |
| 7 |
Ohio | $9.0M | 20 |
| 8 |
New Jersey | $7.3M | 22 |
| 9 |
Virginia | $6.9M | 9 |
| 10 |
Utah | $6.9M | 11 |
| 11 |
Minnesota | $6.3M | 12 |
| 12 |
Missouri | $5.9M | 9 |
| 13 |
Pennsylvania | $5.5M | 13 |
| 14 |
Georgia | $4.5M | 13 |
| 15 |
Illinois | $4.3M | 15 |
| 16 |
Arizona | $4.2M | 16 |
| 17 |
Nebraska | $4.2M | 1 |
| 18 |
Idaho | $4.2M | 7 |
| 19 |
Michigan | $3.2M | 15 |
| 20 |
Kansas | $2.5M | 3 |
| 21 |
Massachusetts | $2.1M | 8 |
| 22 |
North Carolina | $2.1M | 7 |
| 23 |
Puerto Rico | $2.0M | 7 |
| 24 |
Indiana | $1.4M | 4 |
| 25 |
South Carolina | $1.3M | 4 |
| 26 |
Maryland | $1.3M | 7 |
| 27 |
Mississippi | $1.0M | 2 |
| 28 |
Wisconsin | $900K | 4 |
| 29 |
Oregon | $575K | 3 |
| 30 |
Alabama | $550K | 3 |
| 31 |
Louisiana | $463K | 5 |
| 32 |
New Mexico | $422K | 3 |
| 33 |
North Dakota | $350K | 2 |
| 34 |
Kentucky | $350K | 2 |
| 35 |
South Dakota | $309K | 3 |
| 36 |
Connecticut | $300K | 2 |
| 37 |
Montana | $299K | 2 |
| 38 |
Oklahoma | $281K | 2 |
| 39 |
Tennessee | $250K | 2 |
| 40 |
Arkansas | $250K | 1 |
| 41 |
Hawaii | $250K | 1 |
| 42 |
District of Columbia | $200K | 1 |
| 43 |
Nevada | $190K | 2 |
| 44 |
Alaska | $150K | 1 |
| 45 |
Rhode Island | $105K | 1 |
| 46 |
Wyoming | $100K | 1 |
| 47 |
New Hampshire | $75K | 1 |
| 48 |
Delaware | $27K | 1 |
| 49 |
Maine | $25K | 1 |
Top Cities for Commercial and Institutional Building SBA Loans
🤝 Why Use an SBA Broker for Commercial and Institutional Building Loans?
GoSBA Loans has extensive experience financing Commercial and Institutional Building businesses:
- Industry expertise — we know which lenders specialize in Commercial and Institutional Building
- Access to 115+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Commercial and Institutional Building SBA Loan
Our team specializes in SBA financing for Commercial and Institutional Building businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Commercial and Institutional Building business? GoSBA Loans specializes in SBA loans for Commercial and Institutional Building businesses. Contact our industry specialists today for a free consultation.
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