Best Missouri SBA Lenders & Rates of 2026

Compare 144 SBA lenders in Missouri. $673.8M funded across 1,047 businesses. Average rate 9.70%. Get matched free.

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Best Missouri SBA Lenders & Rates of 2026

$673.8M
Total Funded

1,047
Loans Approved

$644K
Avg Loan Size

9.70%
Avg Interest Rate

144
Active Lenders

SBA Loans in Missouri

Missouri businesses received $673.8M in SBA 7(a) loan approvals across 1,047 businesses in 2025. With 144 active SBA lenders competing for business in Missouri, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Missouri is $644K, with rates averaging 9.70%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Missouri (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Missouri businesses:

RankLenderVolumeLoansAvg Rate
1Live Oak Banking Company$112.0M588.86%
2OakStar Bank$56.4M849.87%
3U.S. Bank, National Association$25.4M12710.06%
4The Huntington National Bank$22.9M399.58%
5Midwest Regional Bank$22.6M2010.16%
6GBank$18.8M88.50%
7Newtek Bank, National Association$18.0M3910.82%
8Celtic Bank Corporation$13.5M2110.18%
9Four States Bank, Inc.$11.5M2510.30%
10First Bank of the Lake$10.9M1010.82%
11Harvest Small Business Finance, LLC$10.4M69.88%
12OMB Bank$10.2M219.89%
13First Financial Bank$10.2M87.87%
14First Service Bank$10.2M59.25%
15American Bank of Freedom$10.0M99.50%
16Byline Bank$9.0M910.17%
17The Bank of Houston$8.8M109.75%
18Northeast Bank$8.6M5710.82%
19Regent Bank$8.6M119.48%
20UMB Bank, National Association$8.0M177.82%

🤝 How to Get an SBA Loan in Missouri

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Missouri and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Missouri SBA Lenders

Ready to apply for an SBA loan in Missouri? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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