BlogRankingStateBest Missouri SBA Lenders & Rates of 2026

Best Missouri SBA Lenders & Rates of 2026

February 2, 2026
Ranking, State
1 min read

$673.8M
Total Funded

1,047
Loans Approved

$644K
Avg Loan Size

9.70%
Avg Interest Rate

144
Active Lenders

SBA Loans in Missouri

Missouri businesses received $673.8M in SBA 7(a) loan approvals across 1,047 businesses in 2025. With 144 active SBA lenders competing for business in Missouri, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Missouri is $644K, with rates averaging 9.70%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Missouri (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Missouri businesses:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $112.0M 58 8.86%
2 OakStar Bank $56.4M 84 9.87%
3 U.S. Bank, National Association $25.4M 127 10.06%
4 The Huntington National Bank $22.9M 39 9.58%
5 Midwest Regional Bank $22.6M 20 10.16%
6 GBank $18.8M 8 8.50%
7 Newtek Bank, National Association $18.0M 39 10.82%
8 Celtic Bank Corporation $13.5M 21 10.18%
9 Four States Bank, Inc. $11.5M 25 10.30%
10 First Bank of the Lake $10.9M 10 10.82%
11 Harvest Small Business Finance, LLC $10.4M 6 9.88%
12 OMB Bank $10.2M 21 9.89%
13 First Financial Bank $10.2M 8 7.87%
14 First Service Bank $10.2M 5 9.25%
15 American Bank of Freedom $10.0M 9 9.50%
16 Byline Bank $9.0M 9 10.17%
17 The Bank of Houston $8.8M 10 9.75%
18 Northeast Bank $8.6M 57 10.82%
19 Regent Bank $8.6M 11 9.48%
20 UMB Bank, National Association $8.0M 17 7.82%

🤝 How to Get an SBA Loan in Missouri

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Missouri and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Missouri SBA Lenders

Ready to apply for an SBA loan in Missouri? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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