BlogRankingCityBest Tacoma, WA SBA Lenders & Rates of 2026

Best Tacoma, WA SBA Lenders & Rates of 2026

February 2, 2026
City, Ranking
2 min read

Best Tacoma, WA SBA Lenders & Rates of 2026

$47.2M
Total Funded

96
Loans Approved

$492K
Avg Loan Size

10.83%
Avg Interest Rate

29
Active Lenders

SBA Loans in Tacoma, WA

Tacoma, WA businesses received $47.2M in SBA 7(a) loan approvals across 96 businesses in 2025. With 29 active SBA lenders competing for business in Tacoma, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Tacoma is $492K, with rates averaging 10.83%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Tacoma SBA Loans by Business Type

🚀 Startups
26%
$21.0M • 25 loans

🏢 Existing Businesses
61%
$9.8M • 59 loans

🔄 Acquisitions
13%
$16.4M • 12 loans

Top SBA Lenders in Tacoma, WA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Tacoma businesses:

Rank Lender Volume Loans Avg Rate
1 PCB Bank $10.0M 3 8.50%
2 Celtic Bank Corporation $5.6M 4 9.88%
3 Community Bank & Trust-West Georgia $5.0M 1 10.00%
4 U.S. Bank, National Association $4.1M 8 9.01%
5 Readycap Lending, LLC $3.5M 5 11.45%
6 Live Oak Banking Company $3.1M 1 8.25%
7 Byline Bank $2.9M 2 10.25%
8 Wells Fargo Bank National Association $2.6M 4 8.90%
9 Northeast Bank $1.7M 10 11.00%
10 Heritage Bank Inc $1.5M 1 9.75%
11 Bank of America, National Association $1.2M 2 8.45%
12 Gesa CU $1.1M 3 10.17%
13 Hanmi Bank $863K 5 9.85%
14 Columbia Bank $649K 14 12.39%
15 Bank of Hope $600K 1 9.50%
16 Summit State Bank $560K 1 10.25%
17 KeyBank National Association $399K 3 10.25%
18 CenTrust Bank, A Division of SmartBiz Bank National Associat $300K 2 11.75%
19 BayFirst National Bank $296K 2 12.25%
20 Sound Credit Union $254K 12 12.44%
21 East West Bank $231K 1 9.50%
22 GBC International Bank $176K 1 9.75%
23 JPMorgan Chase Bank, National Association $166K 2 13.50%
24 First Bank of the Lake $150K 1 13.50%
25 Heritage Bank $150K 1 9.00%
26 Banner Bank $123K 2 8.87%
27 Lendistry SBLC, LLC $120K 1 12.00%
28 Washington Trust Bank $50K 1 11.00%
29 WaFd Bank $25K 2 12.00%

Top Industries in Tacoma

Here are the industries that received the most SBA funding in Tacoma:

Used Car Dealers

$4.6M
Volume

2
Loans

Sports and Recreation Instruction

$3.1M
Volume

1
Loans

Full-Service Restaurants

$2.9M
Volume

5
Loans

Offices of Chiropractors

$1.7M
Volume

3
Loans

Ship Building and Repairing

$1.5M
Volume

2
Loans

Limited-Service Restaurants

$1.5M
Volume

5
Loans

Finish Carpentry Contractors

$935K
Volume

1
Loans

SBA Loans in Washington

Tacoma is part of Washington‘s SBA lending market. For statewide data and more lender options, see our full Washington SBA Lenders guide.

🤝 Why Use an SBA Broker in Tacoma?

GoSBA Loans helps Tacoma businesses access the best SBA lenders:

  • Access 29+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Tacoma
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Tacoma SBA Loan

Our team has helped hundreds of Tacoma businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Tacoma? GoSBA Loans is a trusted SBA loan broker serving businesses in Tacoma and across Washington. Contact our Tacoma SBA specialists today for a free consultation.

Explore More SBA Markets

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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