Best Texas SBA Lenders & Rates of 2026

Compare 261 SBA lenders in Texas. $3.61B funded across 5,487 businesses. Average rate 10.09%. Get matched free.

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Best Texas SBA Lenders & Rates of 2026

$3.61B
Total Funded

5,487
Loans Approved

$658K
Avg Loan Size

10.09%
Avg Interest Rate

261
Active Lenders

SBA Loans in Texas

Texas businesses received $3.61B in SBA 7(a) loan approvals across 5,487 businesses in 2025. With 261 active SBA lenders competing for business in Texas, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Texas is $658K, with rates averaging 10.09%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Texas (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Texas businesses:

RankLenderVolumeLoansAvg Rate
1Live Oak Banking Company$294.4M2199.13%
2The Huntington National Bank$211.6M4359.61%
3Newtek Bank, National Association$146.1M41510.85%
4Northeast Bank$96.4M58311.01%
5Texas Capital Bank$75.9M456.89%
6Readycap Lending, LLC$75.6M21412.14%
7T Bank, National Association$72.1M419.49%
8First Internet Bank of Indiana$71.3M529.96%
9Bank of Hope$68.3M489.02%
10Cadence Bank$65.3M9510.07%
11Metro City Bank$64.7M418.62%
12US Metro Bank$63.0M248.57%
13Global One Bank$62.0M298.87%
14JPMorgan Chase Bank, National Association$61.7M16810.37%
15Byline Bank$56.2M469.96%
16Wallis Bank$55.1M619.18%
17First Bank of the Lake$53.6M6210.15%
18Wells Fargo Bank National Association$53.5M17511.15%
19Frost Bank$52.5M779.22%
20Zions Bank, A Division of$49.1M20410.58%

🤝 How to Get an SBA Loan in Texas

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Texas and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Texas SBA Lenders

Ready to apply for an SBA loan in Texas? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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