Best Spring, TX SBA Lenders & Rates of 2026

Compare 35 SBA lenders in Spring, TX. $53.6M funded across 87 businesses. Average rate 10.14%. Get matched free.

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Best Spring, TX SBA Lenders & Rates of 2026

$53.6M
Total Funded

87
Loans Approved

$616K
Avg Loan Size

10.14%
Avg Interest Rate

35
Active Lenders

SBA Loans in Spring, TX

Spring, TX businesses received $53.6M in SBA 7(a) loan approvals across 87 businesses in 2025. With 35 active SBA lenders competing for business in Spring, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Spring is $616K, with rates averaging 10.14%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Spring SBA Loans by Business Type

🚀 Startups
32%
$17.8M • 28 loans

🏢 Existing Businesses
63%
$32.4M • 55 loans

🔄 Acquisitions
5%
$3.4M • 4 loans

Top SBA Lenders in Spring, TX (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Spring businesses:

RankLenderVolumeLoansAvg Rate
1 Zions Bank, A Division of$7.0M1710.56%
2 First Business Bank$4.5M110.25%
3 United FCU$3.7M18.75%
4 Live Oak Banking Company$3.7M38.50%
5 Coastal States Bank$2.8M18.75%
6 Newtek Bank, National Association$2.8M610.37%
7 Third Coast Bank$2.5M19.00%
8 Plains State Bank$2.5M19.00%
9 First Internet Bank of Indiana$2.3M210.25%
10 Bank Five Nine$1.9M19.00%
11 The Huntington National Bank$1.9M89.75%
12 Bank of America, National Association$1.8M26.25%
13 First Bank of the Lake$1.5M19.75%
14 United Midwest Savings Bank National Association$1.3M39.75%
15 Loyal Trust Bank$1.3M19.25%
16 Trustmark Bank$1.3M17.75%
17 First Horizon Bank$1.2M19.00%
18 Northeast Bank$1.2M910.92%
19 Gulf Coast Bank and Trust Company$1.0M19.75%
20 Wallis Bank$1.0M19.00%
21 HomeTrust Bank$900K29.75%
22 JPMorgan Chase Bank, National Association$832K410.10%
23 Lendistry SBLC, LLC$750K312.00%
24 Frost Bank$707K17.49%
25 Colony Bank$584K110.00%
26 Comerica Bank$500K19.00%
27 Texas Capital Bank$496K17.50%
28 Readycap Lending, LLC$310K211.88%
29 BayFirst National Bank$300K212.25%
30 PNC Bank, National Association$210K16.99%
31 Celtic Bank Corporation$185K210.75%
32 Banesco USA$165K110.25%
33 Stone Bank$150K110.50%
34 U.S. Bank, National Association$45K112.49%
35 Wells Fargo Bank National Association$30K213.50%

Top Industries in Spring

Here are the industries that received the most SBA funding in Spring:

SBA Loans in Texas

Spring is part of Texas‘s SBA lending market. For statewide data and more lender options, see our full Texas SBA Lenders guide.

🤝 Why Use an SBA Broker in Spring?

GoSBA Loans helps Spring businesses access the best SBA lenders:

  • Access 35+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Spring
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Spring SBA Loan

Our team has helped hundreds of Spring businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Spring? GoSBA Loans is a trusted SBA loan broker serving businesses in Spring and across Texas. Contact our Spring SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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