CenTrust Bank SBA Loans – Rates, States & Industries

CenTrust Bank SBA 7(a) loan profile. $106.6M funded, 541 loans at 11.49% avg rate. See top states, industries & how to apply.

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CenTrust Bank

National Rank by SBA 7(a) Loan Volume (2025)
$106.6M
Total Volume
541
Loans Funded
$197K
Avg Loan Size
11.49%
Avg Interest Rate

About CenTrust Bank

In 2025, CenTrust Bank funded $106.6M in SBA 7(a) loans across 541 businesses nationwide, making them the #67 SBA lender in the United States by loan volume.

💡 Key Insight: CenTrust Bank’s average loan size is $197K at an average rate of 11.49%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Top States for CenTrust Bank SBA Loans

CenTrust Bank is most active in California, with lending activity across multiple states. Here’s where they funded the most SBA 7(a) loans in 2025:

StateLoansVolume
California88$17.1M
Florida69$13.4M
Illinois23$8.2M
Texas45$7.9M
New York40$7.8M
Virginia24$4.3M
North Carolina21$4.1M
Georgia22$4.0M
Arizona15$2.9M
Washington12$2.8M

Top Industries Funded by CenTrust Bank

Here are the industries where CenTrust Bank funded the most SBA 7(a) loans in 2025:

IndustryLoansVolume
Residential Remodelers29$5.6M
Full-Service Restaurants14$4.6M
Plumbing, Heating, and Air-Conditioning Contractors18$3.9M
All Other Professional, Scientific, and Technical Services12$2.9M
Limited-Service Restaurants15$2.8M
Nail Salons16$2.7M
General Automotive Repair15$2.6M
All Other Specialty Trade Contractors12$2.6M
Coin-Operated Laundries and Drycleaners1$2.6M
Insurance Agencies and Brokerages11$2.0M

How to Get an SBA Loan Through CenTrust Bank

Applying for an SBA 7(a) loan through CenTrust Bank typically involves:

  1. Pre-qualification — Determine if your business meets SBA eligibility requirements
  2. Documentation — Gather financial statements, tax returns, and a business plan
  3. Application — Submit through CenTrust Bank or work with an SBA loan broker for faster processing
  4. Underwriting — The bank reviews your application and makes a decision
  5. Closing — Finalize terms and receive your funding

Ready to Apply for an SBA Loan?

Our brokers can help you access CenTrust Bank and 2,000+ other SBA lenders to find the best rates and terms for your business.

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