Best SBA Lenders in Stamford, CT (2026)
2025 FOIA data: top lenders, rates & industries for Stamford SBA loans
SBA Loans in Stamford, Connecticut
Looking for an SBA loan in Stamford, Connecticut? Based on 2025 FOIA data, 39 SBA 7(a) loans were funded in Stamford totaling $17.4M, supporting an estimated 309 jobs. With 18 active lenders competing for business in the Stamford market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Stamford is $447K at an average rate of 10.31%. The top lender in Stamford is Webster Bank National Association, with the most-funded industry being All Other Specialty Trade Contractors. See all Connecticut SBA lenders for statewide rankings.
SBA Loans in Stamford by Business Type
Whether you’re starting a new business in Stamford, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 28% of SBA loans in Stamford (8 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 0% (0 loans) — if you’re looking to buy a business in Stamford, this is a proven use case for SBA financing. Existing businesses make up 59% and typically receive the most favorable terms.
Top SBA Lenders in Stamford, CT (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Stamford businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Webster Bank National Association | $5.0M | 1 | 6.75% |
| 2 | Live Oak Banking Company | $3.0M | 3 | 9.25% |
| 3 | Ives Bank | $1.6M | 2 | 9.75% |
| 4 | Readycap Lending, LLC | $1.3M | 4 | 11.44% |
| 5 | Stearns Bank National Association | $1.1M | 3 | 9% |
| 6 | Northeast Bank | $716K | 5 | 11.75% |
| 7 | JPMorgan Chase Bank, National Association | $600K | 2 | 9.15% |
| 8 | Newtek Bank, National Association | $550K | 2 | 10.5% |
| 9 | Bankwell Bank | $500K | 1 | 10.25% |
| 10 | Magnifi Financial CU | $498K | 1 | 10.25% |
The top lenders in Stamford have direct experience with local businesses and understand the Stamford market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Stamford and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Stamford
One 5-minute application. 18+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Stamford
These are the industries that received the most SBA 7(a) funding in Stamford in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| All Other Specialty Trade Contractors | 2 | $5.0M |
| Homes for the Elderly | 3 | $3.0M |
| Pet Care (except Veterinary) Services | 4 | $1.6M |
| Highway, Street, and Bridge Construction | 1 | $1.5M |
| Administrative Management and General Management Consulting Services | 3 | $800K |
| Residential Remodelers | 2 | $600K |
| Limited-Service Restaurants | 3 | $526K |
| Other Foundation, Structure, and Building Exterior Contractors | 1 | $500K |
| Snack and Nonalcoholic Beverage Bars | 1 | $498K |
| Janitorial Services | 1 | $474K |
Lenders with experience funding your specific industry in Stamford understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Stamford
Option 1: Apply directly to one of the top Stamford lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Stamford-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
