Best SBA Lenders in Portland, OR – 2025 Rankings & Market Overview
SBA Lending in Portland: Market Overview
Portland’s SBA lending market remains one of the most active in the Pacific Northwest, supported by small manufacturers, contractors, food-service operators, and creative-sector businesses. From FY2020 through June 2025, lenders approved 1,012 SBA 7(a) loans totaling $903 million, according to SBA FOIA data.
Steady growth across professional services, logistics, and construction continues to drive SBA activity throughout the Portland metro area, with both national banks and strong regional lenders competing for qualified borrowers.
Data Source: SBA FOIA 7(a) Loan Data (FY2020–June 2025)
Top SBA Lenders in Portland (Ranked)
| Rank | Lender Name | Loan Count | Total Volume | Avg. Loan Size |
|---|---|---|---|---|
| 1 | BayFirst National Bank | 77 | $18.12M | $235K |
| 2 | The Huntington National Bank | 73 | $26.94M | $369K |
| 3 | Wells Fargo Bank, N.A. | 68 | $29.33M | $431K |
| 4 | Live Oak Banking Company | 65 | $79.48M | $1.22M |
| 5 | JPMorgan Chase Bank, N.A. | 60 | $27.61M | $460K |
| 6 | U.S. Bank National Association | 56 | $25.18M | $450K |
| 7 | KeyBank National Association | 49 | $30.74M | $627K |
| 8 | Readycap Lending, LLC | 45 | $27.86M | $619K |
BayFirst continues to lead by loan count, while Live Oak dominates total loan volume, focusing on acquisition and professional-service financing. KeyBank, headquartered in the Pacific Northwest, remains a top regional player with competitive terms for mid-sized business borrowers.
Why Portland Businesses Choose GoSBA Loans
Portland entrepreneurs often balance innovation with pragmatism — and lenders expect both. GoSBA Loans helps borrowers navigate this market by packaging SBA-ready financials and pairing them with banks best suited to their industry and loan profile.
GoSBA Advantage:
- Custom lender matching for your business type and loan size.
- Complete SBA-compliant packaging and pre-underwriting.
- Access to both regional and national SBA programs.
- No borrower fees: we’re paid by the lender after your loan closes.
Result: A faster path to approval, stronger lender alignment, and better financing outcomes.
SBA Loan Insights by Industry – Portland
| Industry | Loan Count | Total Volume | Notes |
|---|---|---|---|
| Construction & Specialty Trades | 74 | $50.89M | Leading category citywide |
| Full-Service Restaurants | 59 | $40.77M | Steady activity despite cost pressures |
| Limited-Service Restaurants | 43 | $19.84M | Franchise and fast-casual growth |
| Professional & Technical Services | 39 | $33.26M | Engineering, consulting, and design firms |
| Healthcare Practices | 36 | $32.47M | Medical, dental, and wellness sectors expanding |
| Manufacturing & Fabrication | 31 | $29.81M | Increasing demand for modernization funding |
| Personal Care & Fitness | 24 | $13.02M | High growth in suburban areas |
SBA lending in Portland reflects a balanced, service-driven economy with consistent borrower demand in construction, healthcare, and small-scale manufacturing. Lenders favor borrowers who demonstrate operational stability, sustainable margins, and management depth.
Work with Oregon’s Leading SBA Brokerage
Whether you’re buying a business, expanding, or refinancing, GoSBA Loans connects Portland entrepreneurs with the lenders most likely to approve their SBA loan—efficiently and at no cost.
- Get a free assessment: https://gosbaloans.com/contact-us/
- See SBA resources: https://gosbaloans.com/blog/
Looking for the best SBA lenders in Portland? Contact GoSBA Loans today for a free consultation. Our experts will structure your file, identify lender matches, and guide you through the SBA process—from prequalification to funding—at no cost to you.
Angelo Alix
Angelo Alix is an SBA loan broker and business analyst specializing in business acquisitions, market research, and investor-grade planning. With expertise in financial modeling, SBA lending structures, and capital stack optimization, he helps entrepreneurs and business owners secure funding by delivering clear, data-driven financial narratives and strategic growth plans.