Best SBA Lenders in Pasco, WA (2026)
2025 FOIA data: top lenders, rates & industries for Pasco SBA loans
SBA Loans in Pasco, Washington
Looking for an SBA loan in Pasco, Washington? Based on 2025 FOIA data, 22 SBA 7(a) loans were funded in Pasco totaling $9.4M, supporting an estimated 158 jobs. With 9 active lenders competing for business in the Pasco market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Pasco is $427K at an average rate of 9.69%. The top lender in Pasco is Banner Bank, with the most-funded industry being Drycleaning and Laundry Services (except Coin-Operated). See all Washington SBA lenders for statewide rankings.
SBA Loans in Pasco by Business Type
Whether you’re starting a new business in Pasco, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 45% of SBA loans in Pasco (7 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 43% (5 loans) — if you’re looking to buy a business in Pasco, this is a proven use case for SBA financing. Existing businesses make up 12% and typically receive the most favorable terms.
Top SBA Lenders in Pasco, WA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Pasco businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Banner Bank | $4.7M | 10 | 8.77% |
| 2 | First Internet Bank of Indiana | $2.4M | 2 | 10.25% |
| 3 | Platinum Bank | $808K | 1 | 10% |
| 4 | PCB Bank | $580K | 1 | 8.5% |
| 5 | The Huntington National Bank | $406K | 2 | 10% |
| 6 | Columbia Bank | $150K | 3 | 12.67% |
| 7 | Northeast Bank | $150K | 1 | 10.25% |
| 8 | United Community Bank | $150K | 1 | 8.75% |
| 9 | HAPO Community CU | $80K | 1 | 9.5% |
The top lenders in Pasco have direct experience with local businesses and understand the Pasco market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Pasco and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Pasco
One 5-minute application. 9+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Pasco
These are the industries that received the most SBA 7(a) funding in Pasco in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Drycleaning and Laundry Services (except Coin-Operated) | 2 | $2.4M |
| Commercial and Institutional Building Construction | 2 | $1.7M |
| Fitness and Recreational Sports Centers | 1 | $808K |
| Drywall and Insulation Contractors | 1 | $713K |
| Hotels (except Casino Hotels) and Motels | 1 | $580K |
| Motor Vehicle Parts (Used) Merchant Wholesalers | 1 | $500K |
| Snack and Nonalcoholic Beverage Bars | 2 | $406K |
| Graphic Design Services | 2 | $300K |
| Charter Bus Industry | 1 | $150K |
| General Medical and Surgical Hospitals | 1 | $150K |
Lenders with experience funding your specific industry in Pasco understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Pasco
Option 1: Apply directly to one of the top Pasco lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Pasco-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
