Best SBA Lenders in Ashburn, VA (2026)
2025 FOIA data: top lenders, rates & industries for Ashburn SBA loans
SBA Loans in Ashburn, Virginia
Looking for an SBA loan in Ashburn, Virginia? Based on 2025 FOIA data, 34 SBA 7(a) loans were funded in Ashburn totaling $15.3M, supporting an estimated 465 jobs. With 22 active lenders competing for business in the Ashburn market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Ashburn is $450K at an average rate of 10.37%. The top lender in Ashburn is Mission Valley Bank, with the most-funded industry being Offices of Dentists. See all Virginia SBA lenders for statewide rankings.
SBA Loans in Ashburn by Business Type
Whether you’re starting a new business in Ashburn, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 29% of SBA loans in Ashburn (9 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 6% (1 loans) — if you’re looking to buy a business in Ashburn, this is a proven use case for SBA financing. Existing businesses make up 51% and typically receive the most favorable terms.
Top SBA Lenders in Ashburn, VA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Ashburn businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Mission Valley Bank | $2.3M | 1 | 10.25% |
| 2 | Heritage Bank Inc | $1.4M | 1 | 10.5% |
| 3 | Bank of Clarke | $1.3M | 3 | 10.08% |
| 4 | Live Oak Banking Company | $1.1M | 1 | 7.99% |
| 5 | Primis Bank | $1.1M | 1 | 10.25% |
| 6 | The Huntington National Bank | $1.0M | 3 | 10.17% |
| 7 | Bank of America, National Association | $962K | 2 | 8.68% |
| 8 | Wilmington Savings Fund Society FSB | $935K | 1 | 9.75% |
| 9 | Wells Fargo Bank National Association | $907K | 2 | 8.29% |
| 10 | WesBanco Bank, Inc. | $800K | 2 | 12% |
The top lenders in Ashburn have direct experience with local businesses and understand the Ashburn market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Ashburn and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Ashburn
One 5-minute application. 22+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Ashburn
These are the industries that received the most SBA 7(a) funding in Ashburn in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Offices of Dentists | 2 | $2.5M |
| Computer Systems Design Services | 2 | $2.3M |
| Child Day Care Services | 2 | $1.6M |
| Full-Service Restaurants | 3 | $1.3M |
| Sports and Recreation Instruction | 2 | $800K |
| Beauty Salons | 1 | $799K |
| Museums | 1 | $672K |
| Drugs and Druggists’ Sundries Merchant Wholesalers | 1 | $595K |
| Custom Computer Programming Services | 1 | $512K |
| Other Personal Care Services | 1 | $500K |
Lenders with experience funding your specific industry in Ashburn understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Ashburn
Option 1: Apply directly to one of the top Ashburn lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Ashburn-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
