Best SBA Lenders in Abilene, TX (2026)
2025 FOIA data: top lenders, rates & industries for Abilene SBA loans
SBA Loans in Abilene, Texas
Looking for an SBA loan in Abilene, Texas? Based on 2025 FOIA data, 14 SBA 7(a) loans were funded in Abilene totaling $12.7M, supporting an estimated 180 jobs. With 11 active lenders competing for business in the Abilene market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Abilene is $910K at an average rate of 10.25%. The top lender in Abilene is Bank of Hope, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Texas SBA lenders for statewide rankings.
SBA Loans in Abilene by Business Type
Whether you’re starting a new business in Abilene, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 12% of SBA loans in Abilene (1 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 47% (3 loans) — if you’re looking to buy a business in Abilene, this is a proven use case for SBA financing. Existing businesses make up 40% and typically receive the most favorable terms.
Top SBA Lenders in Abilene, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Abilene businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Bank of Hope | $5.0M | 1 | 8.5% |
| 2 | US Metro Bank | $1.7M | 1 | 8.5% |
| 3 | Climate First Bank | $1.6M | 1 | 9.75% |
| 4 | Open Bank | $1.3M | 1 | 8.5% |
| 5 | Centennial Bank | $1.1M | 2 | 9.75% |
| 6 | First Financial Bank | $786K | 2 | 10% |
| 7 | United Midwest Savings Bank National Association | $576K | 1 | 9.5% |
| 8 | BayFirst National Bank | $300K | 2 | 12.5% |
| 9 | First National Bank and Trust Company of Weatherford d/b/a F | $250K | 1 | 9.5% |
| 10 | Readycap Lending, LLC | $130K | 1 | 13.5% |
The top lenders in Abilene have direct experience with local businesses and understand the Abilene market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Abilene and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Abilene
One 5-minute application. 11+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Abilene
These are the industries that received the most SBA 7(a) funding in Abilene in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 3 | $8.0M |
| Snack and Nonalcoholic Beverage Bars | 1 | $1.6M |
| Full-Service Restaurants | 2 | $1.1M |
| All Other Professional, Scientific, and Technical Services | 1 | $576K |
| Wine and Distilled Alcoholic Beverage Merchant Wholesalers | 1 | $437K |
| Fitness and Recreational Sports Centers | 1 | $349K |
| Testing Laboratories | 1 | $250K |
| Cut Stone and Stone Product Manufacturing | 1 | $150K |
| Child Day Care Services | 1 | $130K |
| Other Accounting Services | 1 | $23K |
Lenders with experience funding your specific industry in Abilene understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Abilene
Option 1: Apply directly to one of the top Abilene lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Abilene-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
