Best Atlanta, GA SBA Lenders & Rates of 2026

Compare 72 SBA lenders in Atlanta, GA. $168.6M funded across 286 businesses. Average rate 10.34%. Get matched free.

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Best Atlanta, GA SBA Lenders & Rates of 2026

$168.6M
Total Funded

286
Loans Approved

$590K
Avg Loan Size

10.34%
Avg Interest Rate

72
Active Lenders

SBA Loans in Atlanta, GA

Atlanta, GA businesses received $168.6M in SBA 7(a) loan approvals across 286 businesses in 2025. With 72 active SBA lenders competing for business in Atlanta, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Atlanta is $590K, with rates averaging 10.34%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Atlanta SBA Loans by Business Type

🚀 Startups
31%
$53.6M • 90 loans

🏢 Existing Businesses
58%
$83.2M • 167 loans

🔄 Acquisitions
10%
$31.6M • 28 loans

Top SBA Lenders in Atlanta, GA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Atlanta businesses:

RankLenderVolumeLoansAvg Rate
1 Newtek Bank, National Association$21.3M3710.65%
2 The Huntington National Bank$13.7M249.79%
3 Metro City Bank$12.3M38.17%
4 Synovus Bank$9.0M29.38%
5 Loyal Trust Bank$9.0M79.50%
6 Northeast Bank$6.9M3711.32%
7 Truist Bank$5.9M39.67%
8 GBank$5.0M18.50%
9 Cadence Bank$4.7M910.11%
10 First Bank of the Lake$3.9M29.75%
11 First Internet Bank of Indiana$3.6M310.25%
12 Pinnacle Bank$3.4M59.40%
13 Renasant Bank$3.3M79.89%
14 Georgia Banking Company$3.0M29.38%
15 Wallis Bank$3.0M29.25%
16 Peoples Bank$2.8M18.50%
17 Bank of Hope$2.5M38.67%
18 Ameris Bank$2.4M19.00%
19 Byline Bank$2.4M210.25%
20 BayFirst National Bank$2.3M711.36%
21 JPMorgan Chase Bank, National Association$2.3M59.09%
22 Readycap Lending, LLC$2.2M1412.46%
23 Citizens Bank$2.1M49.94%
24 SouthState Bank, National Association$2.0M310.17%
25 Truliant FCU$1.9M19.75%
26 First-Citizens Bank & Trust Company$1.8M310.17%
27 Live Oak Banking Company$1.8M510.01%
28 Port 51 Lending LLC$1.8M210.00%
29 LendingClub Bank, National Association$1.7M19.50%
30 U.S. Bank, National Association$1.6M39.62%
31 First Federal Savings Bank$1.6M19.50%
32 Craft Bank$1.6M310.17%
33 United Midwest Savings Bank National Association$1.4M910.19%
34 Grasshopper Bank National Association$1.4M310.67%
35 Paragon Bank$1.3M19.25%
36 Lendistry SBLC, LLC$1.3M711.71%
37 Signature Bank of Georgia$1.2M39.17%
38 Harvest Small Business Finance, LLC$1.1M210.25%
39 Magnifi Financial CU$1.1M410.25%
40 Bank of America, National Association$1.1M37.22%
41 Seacoast National Bank$1.0M110.25%
42 Hanmi Bank$1.0M29.25%
43 Georgia’s Own Credit Union$854K19.50%
44 iTHINK Financial CU$819K110.25%
45 City National Bank$795K17.78%
46 ACC Capital$793K210.38%
47 Centerstone SBA Lending, Inc.$790K19.00%
48 PromiseOne Bank$740K38.92%
49 United Community Bank$653K19.50%
50 CenTrust Bank, A Division of SmartBiz Bank National Associat$650K311.33%

Top Industries in Atlanta

Here are the industries that received the most SBA funding in Atlanta:

SBA Loans in Georgia

Atlanta is part of Georgia‘s SBA lending market. For statewide data and more lender options, see our full Georgia SBA Lenders guide.

🤝 Why Use an SBA Broker in Atlanta?

GoSBA Loans helps Atlanta businesses access the best SBA lenders:

  • Access 72+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Atlanta
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Atlanta SBA Loan

Our team has helped hundreds of Atlanta businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Atlanta? GoSBA Loans is a trusted SBA loan broker serving businesses in Atlanta and across Georgia. Contact our Atlanta SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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