Best Arizona SBA Lenders & Rates of 2026

Compare 119 SBA lenders in Arizona. $769.2M funded across 1,450 businesses. Average rate 10.10%. Get matched free.

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Best Arizona SBA Lenders & Rates of 2026

$769.2M
Total Funded

1,450
Loans Approved

$530K
Avg Loan Size

10.10%
Avg Interest Rate

119
Active Lenders

SBA Loans in Arizona

Arizona businesses received $769.2M in SBA 7(a) loan approvals across 1,450 businesses in 2025. With 119 active SBA lenders competing for business in Arizona, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Arizona is $530K, with rates averaging 10.10%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Arizona (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Arizona businesses:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $66.3M 51 9.06%
2 Wells Fargo Bank National Association $37.1M 73 10.56%
3 Newtek Bank, National Association $36.0M 105 10.76%
4 Zions Bank, A Division of $30.4M 129 9.82%
5 Midwest Regional Bank $28.8M 29 10.11%
6 Readycap Lending, LLC $28.6M 49 11.76%
7 America First FCU $26.0M 21 7.29%
8 Celtic Bank Corporation $25.0M 48 10.32%
9 MidFirst Bank $23.9M 16 7.21%
10 U.S. Bank, National Association $23.3M 76 9.59%
11 The Huntington National Bank $22.9M 79 9.84%
12 JPMorgan Chase Bank, National Association $21.2M 55 10.50%
13 Northeast Bank $20.0M 127 10.89%
14 Integro Bank $15.6M 15 10.07%
15 Bell Bank $14.4M 20 8.93%
16 Mountain America FCU $13.0M 33 9.76%
17 First Bank of the Lake $11.5M 14 9.98%
18 St. Louis Bank $11.4M 11 10.25%
19 United Midwest Savings Bank National Association $11.3M 26 10.14%
20 UMB Bank, National Association $11.0M 17 7.96%

🤝 How to Get an SBA Loan in Arizona

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Arizona and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Arizona SBA Lenders

Ready to apply for an SBA loan in Arizona? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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