Best Centennial, CO SBA Lenders & Rates of 2026

Compare 31 SBA lenders in Centennial, CO. $43.9M funded across 71 businesses. Average rate 10.02%. Get matched free.

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Best Centennial, CO SBA Lenders & Rates of 2026

$43.9M
Total Funded

71
Loans Approved

$618K
Avg Loan Size

10.02%
Avg Interest Rate

31
Active Lenders

SBA Loans in Centennial, CO

Centennial, CO businesses received $43.9M in SBA 7(a) loan approvals across 71 businesses in 2025. With 31 active SBA lenders competing for business in Centennial, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Centennial is $618K, with rates averaging 10.02%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Centennial SBA Loans by Business Type

🚀 Startups
39%
$12.6M • 28 loans

🏢 Existing Businesses
44%
$22.8M • 31 loans

🔄 Acquisitions
17%
$8.4M • 12 loans

Top SBA Lenders in Centennial, CO (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Centennial businesses:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$7.6M48.56%
2 The Huntington National Bank$5.9M119.23%
3 1st Financial Bank USA$5.5M29.50%
4 First Internet Bank of Indiana$3.1M49.88%
5 Bank of Hope$2.9M48.75%
6 The Bancorp Bank National Association$2.8M18.50%
7 Readycap Lending, LLC$2.8M110.25%
8 Centerstone SBA Lending, Inc.$2.4M210.25%
9 BOKF, National Association$976K17.25%
10 Wells Fargo Bank National Association$962K411.20%
11 Commonwealth Business Bank$850K18.50%
12 Northwest Bank$820K28.75%
13 Timberline Bank$787K28.00%
14 Newtek Bank, National Association$710K411.13%
15 United Community Bank$667K19.75%
16 Pathward National Association$640K110.25%
17 Harvest Small Business Finance, LLC$540K110.25%
18 MidWestOne Bank$500K19.25%
19 Citizens Bank$500K110.25%
20 Northeast Bank$484K412.88%
21 Lendistry SBLC, LLC$478K212.00%
22 Hanmi Bank$461K19.25%
23 Brookline Bank, a Division of Beacon Bank and Trust$250K110.00%
24 First Commonwealth Bank$230K110.25%
25 BayFirst National Bank$218K212.25%
26 Colorado Enterprise Fund$175K19.99%
27 Zions Bank, A Division of$166K29.50%
28 United Midwest Savings Bank National Association$150K110.25%
29 KeyBank National Association$125K311.00%
30 Celtic Bank Corporation$119K19.75%
31 U.S. Bank, National Association$74K410.74%

Top Industries in Centennial

Here are the industries that received the most SBA funding in Centennial:

SBA Loans in Colorado

Centennial is part of Colorado‘s SBA lending market. For statewide data and more lender options, see our full Colorado SBA Lenders guide.

🤝 Why Use an SBA Broker in Centennial?

GoSBA Loans helps Centennial businesses access the best SBA lenders:

  • Access 31+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Centennial
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Centennial SBA Loan

Our team has helped hundreds of Centennial businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Centennial? GoSBA Loans is a trusted SBA loan broker serving businesses in Centennial and across Colorado. Contact our Centennial SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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