Best Dallas, TX SBA Lenders & Rates of 2026

Compare 73 SBA lenders in Dallas, TX. $229.8M funded across 323 businesses. Average rate 10.18%. Get matched free.

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Best Dallas, TX SBA Lenders & Rates of 2026

$229.8M
Total Funded

323
Loans Approved

$711K
Avg Loan Size

10.18%
Avg Interest Rate

73
Active Lenders

SBA Loans in Dallas, TX

Dallas, TX businesses received $229.8M in SBA 7(a) loan approvals across 323 businesses in 2025. With 73 active SBA lenders competing for business in Dallas, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Dallas is $711K, with rates averaging 10.18%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Dallas SBA Loans by Business Type

🚀 Startups
25%
$51.1M • 81 loans

🏢 Existing Businesses
59%
$103.1M • 189 loans

🔄 Acquisitions
16%
$75.4M • 52 loans

Top SBA Lenders in Dallas, TX (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Dallas businesses:

RankLenderVolumeLoansAvg Rate
1 Newtek Bank, National Association$18.8M2610.54%
2 The Huntington National Bank$18.4M259.52%
3 First Internet Bank of Indiana$11.7M69.96%
4 Pathward National Association$10.8M49.81%
5 Live Oak Banking Company$9.8M139.55%
6 First State Bank$7.8M29.00%
7 Cadence Bank$6.7M610.04%
8 Security National Bank of Omaha$6.5M49.50%
9 Bank of Hope$6.2M89.09%
10 First United Bank and Trust Company$6.1M28.75%
11 Global One Bank$6.0M38.83%
12 Truliant FCU$5.7M210.25%
13 Northeast Bank$5.4M3110.99%
14 City National Bank of Florida$5.3M210.25%
15 JPMorgan Chase Bank, National Association$5.2M1210.45%
16 Plains State Bank$5.0M18.50%
17 Open Bank$4.7M28.25%
18 Metro City Bank$4.7M59.05%
19 Great Plains National Bank$4.6M39.42%
20 FFB Bank$4.5M210.25%
21 Milestone Bank$4.2M110.00%
22 Harvest Small Business Finance, LLC$4.0M310.25%
23 PromiseOne Bank$3.8M38.42%
24 Hanmi Bank$3.6M17.75%
25 Regions Bank$3.3M610.28%
26 Celtic Bank Corporation$3.2M79.93%
27 Bank of America, National Association$2.9M36.57%
28 Frost Bank$2.7M79.57%
29 UMB Bank, National Association$2.5M48.11%
30 T Bank, National Association$2.4M49.75%
31 BayFirst National Bank$2.3M1311.90%
32 Readycap Lending, LLC$2.2M1012.07%
33 Wells Fargo Bank National Association$2.1M911.81%
34 Lendistry SBLC, LLC$2.0M912.17%
35 Wallis Bank$2.0M69.54%
36 Merchants Bank of Indiana$1.9M29.50%
37 Hancock Whitney Bank$1.9M39.92%
38 Capital One, National Association$1.8M16.01%
39 Zions Bank, A Division of$1.8M610.33%
40 Gulf Coast Bank and Trust Company$1.7M511.10%
41 PCB Bank$1.6M49.44%
42 Port 51 Lending LLC$1.6M210.38%
43 Texas Capital Bank$1.6M27.38%
44 VelocitySBA, LLC$1.5M29.88%
45 Hanover Community Bank$1.4M210.25%
46 U.S. Bank, National Association$1.1M49.96%
47 First Commonwealth Bank$1.0M210.25%
48 Dominion Bank$955K19.50%
49 GBank$871K19.50%
50 American Bank, National Association$869K18.00%

Top Industries in Dallas

Here are the industries that received the most SBA funding in Dallas:

Full-Service Restaurants

$13.8M
Volume

19
Loans

Limited-Service Restaurants

$8.6M
Volume

14
Loans

Beauty Salons

$5.6M
Volume

11
Loans

Sign Manufacturing

$5.0M
Volume

5
Loans

Cable Networks

$5.0M
Volume

2
Loans

Tax Preparation Services

$5.0M
Volume

1
Loans

Advertising Agencies

$4.9M
Volume

1
Loans

SBA Loans in Texas

Dallas is part of Texas‘s SBA lending market. For statewide data and more lender options, see our full Texas SBA Lenders guide.

🤝 Why Use an SBA Broker in Dallas?

GoSBA Loans helps Dallas businesses access the best SBA lenders:

  • Access 73+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Dallas
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Dallas SBA Loan

Our team has helped hundreds of Dallas businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Dallas? GoSBA Loans is a trusted SBA loan broker serving businesses in Dallas and across Texas. Contact our Dallas SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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