Best Gilbert, AZ SBA Lenders & Rates of 2026

Compare 36 SBA lenders in Gilbert, AZ. $50.4M funded across 85 businesses. Average rate 10.17%. Get matched free.

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Best Gilbert, AZ SBA Lenders & Rates of 2026

$50.4M
Total Funded

85
Loans Approved

$593K
Avg Loan Size

10.17%
Avg Interest Rate

36
Active Lenders

SBA Loans in Gilbert, AZ

Gilbert, AZ businesses received $50.4M in SBA 7(a) loan approvals across 85 businesses in 2025. With 36 active SBA lenders competing for business in Gilbert, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Gilbert is $593K, with rates averaging 10.17%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Gilbert SBA Loans by Business Type

🚀 Startups
39%
$11.2M • 33 loans

🏢 Existing Businesses
56%
$30.4M • 48 loans

🔄 Acquisitions
5%
$8.8M • 4 loans

Top SBA Lenders in Gilbert, AZ (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Gilbert businesses:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$10.5M88.65%
2 Celtic Bank Corporation$6.4M410.06%
3 Zions Bank, A Division of$3.6M610.21%
4 First Bank of the Lake$3.2M29.13%
5 Wells Fargo Bank National Association$3.1M311.10%
6 MidFirst Bank$2.2M16.65%
7 Pathward National Association$1.8M110.25%
8 St. Louis Bank$1.7M110.25%
9 The Huntington National Bank$1.3M69.50%
10 Northeast Bank$1.2M1111.18%
11 First Foundation Bank$1.1M19.75%
12 Citizens Bank$1.0M210.25%
13 Comerica Bank$1.0M18.50%
14 BMO Bank National Association$901K15.39%
15 Bell Bank$892K27.88%
16 The Bancorp Bank National Association$860K18.00%
17 Gulf Coast Bank and Trust Company$853K110.25%
18 Mountain America FCU$841K48.96%
19 Integro Bank$819K110.25%
20 CenTrust Bank, A Division of SmartBiz Bank National Associat$800K311.33%
21 Newtek Bank, National Association$783K411.13%
22 Midwest Regional Bank$734K110.25%
23 Busey Bank$674K110.25%
24 Climate First Bank$655K110.25%
25 OneAZ CU$540K19.50%
26 Arizona Capital Source$462K211.25%
27 JPMorgan Chase Bank, National Association$460K312.63%
28 BayFirst National Bank$409K312.25%
29 Sunwest Bank$402K19.50%
30 Lendistry SBLC, LLC$303K111.50%
31 Magnifi Financial CU$249K210.25%
32 Readycap Lending, LLC$204K110.25%
33 Bank Five Nine$200K19.50%
34 United Midwest Savings Bank National Association$150K110.25%
35 Platinum Bank$100K110.00%
36 AMPAC Tri-State CDC, Inc.$50K113.50%

Top Industries in Gilbert

Here are the industries that received the most SBA funding in Gilbert:

Engineering Services

$5.3M
Volume

3
Loans

Breweries

$5.0M
Volume

1
Loans

Metal Heat Treating

$3.1M
Volume

1
Loans

Child Day Care Services

$2.9M
Volume

1
Loans

Roofing Contractors

$2.2M
Volume

1
Loans

Home Health Care Services

$1.5M
Volume

3
Loans

Beauty Salons

$1.3M
Volume

2
Loans

SBA Loans in Arizona

Gilbert is part of Arizona‘s SBA lending market. For statewide data and more lender options, see our full Arizona SBA Lenders guide.

🤝 Why Use an SBA Broker in Gilbert?

GoSBA Loans helps Gilbert businesses access the best SBA lenders:

  • Access 36+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Gilbert
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Gilbert SBA Loan

Our team has helped hundreds of Gilbert businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Gilbert? GoSBA Loans is a trusted SBA loan broker serving businesses in Gilbert and across Arizona. Contact our Gilbert SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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