Best Roseville, CA SBA Lenders & Rates of 2026

Compare 29 SBA lenders in Roseville, CA. $51.3M funded across 84 businesses. Average rate 10.30%. Get matched free.

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Best Roseville, CA SBA Lenders & Rates of 2026

$51.3M
Total Funded
84
Loans Approved
$611K
Avg Loan Size
10.30%
Avg Interest Rate
29
Active Lenders

SBA Loans in Roseville, CA

Roseville, CA businesses received $51.3M in SBA 7(a) loan approvals across 84 businesses in 2025. With 29 active SBA lenders competing for business in Roseville, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Roseville is $611K, with rates averaging 10.30%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Roseville SBA Loans by Business Type

🚀 Startups
35%
$21.7M • 29 loans
🏢 Existing Businesses
63%
$26.7M • 53 loans
🔄 Acquisitions
2%
$2.9M • 2 loans

Top SBA Lenders in Roseville, CA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Roseville businesses:

RankLenderVolumeLoansAvg Rate
1Celtic Bank Corporation$5.5M510.05%
2Harvest Small Business Finance, LLC$5.1M49.81%
3Stone Bank$5.0M19.25%
4Live Oak Banking Company$4.7M49.19%
5Port 51 Lending LLC$4.6M39.75%
6U.S. Bank, National Association$3.8M69.98%
7Enterprise Bank & Trust$3.6M27.88%
8Banner Bank$3.1M48.25%
9United Midwest Savings Bank National Association$3.0M39.83%
10Newtek Bank, National Association$2.7M510.20%
11The Huntington National Bank$2.3M69.96%
12Pinnacle Bank$1.5M29.25%
13Northeast Bank$847K810.88%
14Gulf Coast Bank and Trust Company$776K110.00%
15Mortgage Capital Development Corporation$500K210.00%
16Meadows Bank$482K19.50%
17CenTrust Bank, A Division of SmartBiz Bank National Associat$453K211.63%
18JPMorgan Chase Bank, National Association$424K19.00%
19Bank of America, National Association$407K27.58%
20Readycap Lending, LLC$350K311.50%
21Columbia Bank$335K712.43%
22Magnifi Financial CU$326K110.25%
23Capital Community Bank$308K110.00%
24Lendistry SBLC, LLC$300K212.00%
25First Bank of the Lake$295K110.25%
26BayFirst National Bank$213K312.25%
27Bankwell Bank$185K19.75%
28Zions Bank, A Division of$150K111.00%
29Wells Fargo Bank National Association$30K212.75%

Top Industries in Roseville

Here are the industries that received the most SBA funding in Roseville:

SBA Loans in California

Roseville is part of California‘s SBA lending market. For statewide data and more lender options, see our full California SBA Lenders guide.

🤝 Why Use an SBA Broker in Roseville?

GoSBA Loans helps Roseville businesses access the best SBA lenders:

  • Access 29+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Roseville
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Roseville SBA Loan

Our team has helped hundreds of Roseville businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Roseville? GoSBA Loans is a trusted SBA loan broker serving businesses in Roseville and across California. Contact our Roseville SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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