Best San Antonio, TX SBA Lenders & Rates of 2026

Compare 75 SBA lenders in San Antonio, TX. $167.2M funded across 285 businesses. Average rate 10.25%. Get matched free.

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Best San Antonio, TX SBA Lenders & Rates of 2026

$167.2M
Total Funded

285
Loans Approved

$587K
Avg Loan Size

10.25%
Avg Interest Rate

75
Active Lenders

SBA Loans in San Antonio, TX

San Antonio, TX businesses received $167.2M in SBA 7(a) loan approvals across 285 businesses in 2025. With 75 active SBA lenders competing for business in San Antonio, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in San Antonio is $587K, with rates averaging 10.25%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

San Antonio SBA Loans by Business Type

🚀 Startups
36%
$54.3M • 102 loans

🏢 Existing Businesses
52%
$68.5M • 149 loans

🔄 Acquisitions
12%
$44.4M • 34 loans

Top SBA Lenders in San Antonio, TX (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to San Antonio businesses:

RankLenderVolumeLoansAvg Rate
1 The Huntington National Bank$12.4M319.69%
2 Live Oak Banking Company$11.0M99.10%
3 Brookline Bank, a Division of Beacon Bank and Trust$9.9M59.85%
4 Wallis Bank$9.5M99.17%
5 Newtek Bank, National Association$8.9M2311.02%
6 Global One Bank$8.7M38.75%
7 PlainsCapital Bank$4.4M139.40%
8 Primis Bank$4.2M19.75%
9 Stone Bank$4.1M49.13%
10 JPMorgan Chase Bank, National Association$4.0M910.12%
11 Northeast Bank$3.8M2811.22%
12 Gulf Coast Bank and Trust Company$3.7M310.42%
13 Climate First Bank$3.7M29.15%
14 Midwest Regional Bank$3.7M110.25%
15 Byline Bank$3.3M310.08%
16 Texas Capital Bank$3.2M26.83%
17 Readycap Lending, LLC$3.1M1712.18%
18 First National Bank of Pennsylvania$3.1M28.78%
19 Regions Bank$3.0M18.50%
20 Southwestern National Bank$2.9M19.00%
21 Amistad Bank$2.8M18.75%
22 Bank7$2.7M19.00%
23 MidFirst Bank$2.6M27.50%
24 Hancock Whitney Bank$2.6M19.25%
25 United FCU$2.5M19.00%
26 1st Financial Bank USA$2.5M18.50%
27 VelocitySBA, LLC$2.4M19.50%
28 United Community Bank$2.2M39.00%
29 Lendistry SBLC, LLC$2.1M911.89%
30 Amerant Bank, National Association$2.1M110.40%
31 Zions Bank, A Division of$1.9M1110.52%
32 Prosperity Bank$1.7M18.50%
33 US Metro Bank$1.6M18.75%
34 First Bank of the Lake$1.4M410.69%
35 First Financial Bank$1.4M19.50%
36 Broadway National Bank$1.3M29.00%
37 Texas Partners Bank$1.2M38.50%
38 TransPecos Banks, SSB.$1.1M19.50%
39 United Midwest Savings Bank National Association$1.1M610.25%
40 American Bank National Association$1.1M18.25%
41 Grasshopper Bank National Association$1.0M311.67%
42 California Bank of Commerce, NA$1.0M19.00%
43 LiftFund, Inc.$904K412.31%
44 Atlantic Union Bank$863K19.75%
45 Milestone Bank$855K110.25%
46 Commonwealth Business Bank$800K18.25%
47 BayFirst National Bank$791K712.25%
48 Bank of America, National Association$725K39.29%
49 Cadence Bank$705K310.25%
50 Port 51 Lending LLC$693K19.50%

Top Industries in San Antonio

Here are the industries that received the most SBA funding in San Antonio:

SBA Loans in Texas

San Antonio is part of Texas‘s SBA lending market. For statewide data and more lender options, see our full Texas SBA Lenders guide.

🤝 Why Use an SBA Broker in San Antonio?

GoSBA Loans helps San Antonio businesses access the best SBA lenders:

  • Access 75+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in San Antonio
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your San Antonio SBA Loan

Our team has helped hundreds of San Antonio businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in San Antonio? GoSBA Loans is a trusted SBA loan broker serving businesses in San Antonio and across Texas. Contact our San Antonio SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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