Best Scottsdale, AZ SBA Lenders & Rates of 2026

Compare 52 SBA lenders in Scottsdale, AZ. $85.1M funded across 142 businesses. Average rate 9.75%. Get matched free.

Table of Contents

Best Scottsdale, AZ SBA Lenders & Rates of 2026

$85.1M
Total Funded

142
Loans Approved

$599K
Avg Loan Size

9.75%
Avg Interest Rate

52
Active Lenders

SBA Loans in Scottsdale, AZ

Scottsdale, AZ businesses received $85.1M in SBA 7(a) loan approvals across 142 businesses in 2025. With 52 active SBA lenders competing for business in Scottsdale, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Scottsdale is $599K, with rates averaging 9.75%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Scottsdale SBA Loans by Business Type

🚀 Startups
33%
$22.8M • 47 loans

🏢 Existing Businesses
53%
$33.1M • 75 loans

🔄 Acquisitions
14%
$29.1M • 20 loans

Top SBA Lenders in Scottsdale, AZ (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Scottsdale businesses:

RankLenderVolumeLoansAvg Rate
1 MidFirst Bank$8.3M57.10%
2 Midwest Regional Bank$6.5M410.00%
3 Bell Bank$5.0M58.70%
4 Comerica Bank$3.8M28.25%
5 First Internet Bank of Indiana$3.6M39.58%
6 Newtek Bank, National Association$3.4M1010.40%
7 VelocitySBA, LLC$3.4M19.75%
8 Enterprise Bank & Trust$3.3M28.00%
9 The Huntington National Bank$3.2M109.80%
10 JPMorgan Chase Bank, National Association$3.0M610.02%
11 Capital Community Bank$2.9M39.75%
12 Wells Fargo Bank National Association$2.4M47.94%
13 Live Oak Banking Company$2.3M39.83%
14 Bank Five Nine$2.2M19.00%
15 Bank of America, National Association$2.1M26.21%
16 America First FCU$1.7M26.75%
17 Mountain America FCU$1.7M46.63%
18 Lendistry SBLC, LLC$1.5M612.08%
19 Northeast Bank$1.5M710.25%
20 St. Louis Bank$1.4M210.25%
21 Zions Bank, A Division of$1.4M79.61%
22 FWBank$1.3M18.75%
23 Truliant FCU$1.3M110.00%
24 Banc of California$1.3M210.00%
25 Cadence Bank$1.3M410.25%
26 Integro Bank$1.1M210.00%
27 United Community Bank$1.1M29.25%
28 U.S. Bank, National Association$1.1M49.41%
29 GBank$1.1M19.50%
30 The Bancorp Bank National Association$966K29.00%
31 CenTrust Bank, A Division of SmartBiz Bank National Associat$800K411.38%
32 Citizens Bank$781K19.75%
33 Stearns Bank National Association$650K211.13%
34 UMB Bank, National Association$639K17.00%
35 Harvest Small Business Finance, LLC$630K19.00%
36 BNC National Bank$625K18.75%
37 Arizona Capital Source$600K411.69%
38 Alerus Financial, National Association$583K17.50%
39 InBank$500K110.00%
40 United Midwest Savings Bank National Association$425K210.25%
41 BayFirst National Bank$416K312.25%
42 Port 51 Lending LLC$392K110.25%
43 AMPAC Tri-State CDC, Inc.$350K111.50%
44 Grasshopper Bank National Association$350K111.50%
45 Climate First Bank$340K110.25%
46 Busey Bank$337K19.50%
47 BMO Bank National Association$306K15.73%
48 Readycap Lending, LLC$300K313.67%
49 First Bank of the Lake$288K110.25%
50 Leader Bank, National Association$210K110.00%

Top Industries in Scottsdale

Here are the industries that received the most SBA funding in Scottsdale:

SBA Loans in Arizona

Scottsdale is part of Arizona‘s SBA lending market. For statewide data and more lender options, see our full Arizona SBA Lenders guide.

🤝 Why Use an SBA Broker in Scottsdale?

GoSBA Loans helps Scottsdale businesses access the best SBA lenders:

  • Access 52+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Scottsdale
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Scottsdale SBA Loan

Our team has helped hundreds of Scottsdale businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Scottsdale? GoSBA Loans is a trusted SBA loan broker serving businesses in Scottsdale and across Arizona. Contact our Scottsdale SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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