BlogRankingCityBest Denver, CO SBA Lenders & Rates of 2026

Best Denver, CO SBA Lenders & Rates of 2026

February 2, 2026
City, Ranking
3 min read

Best Denver, CO SBA Lenders & Rates of 2026

$179.0M
Total Funded

341
Loans Approved

$525K
Avg Loan Size

9.81%
Avg Interest Rate

75
Active Lenders

SBA Loans in Denver, CO

Denver, CO businesses received $179.0M in SBA 7(a) loan approvals across 341 businesses in 2025. With 75 active SBA lenders competing for business in Denver, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Denver is $525K, with rates averaging 9.81%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Denver SBA Loans by Business Type

🚀 Startups
30%
$39.0M • 102 loans

🏢 Existing Businesses
58%
$92.6M • 197 loans

🔄 Acquisitions
12%
$47.4M • 42 loans

Top SBA Lenders in Denver, CO (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Denver businesses:

Rank Lender Volume Loans Avg Rate
1 The Huntington National Bank $24.5M 57 9.46%
2 Live Oak Banking Company $19.5M 15 8.50%
3 JPMorgan Chase Bank, National Association $12.0M 16 9.98%
4 Newtek Bank, National Association $8.0M 22 10.85%
5 MidWestOne Bank $7.8M 6 9.33%
6 Northeast Bank $5.7M 31 10.81%
7 Hanmi Bank $5.3M 8 9.09%
8 Fortis Bank $5.2M 4 9.25%
9 Truliant FCU $5.0M 1 9.75%
10 U.S. Bank, National Association $4.7M 23 10.02%
11 VelocitySBA, LLC $4.6M 7 10.29%
12 Wells Fargo Bank National Association $3.2M 10 8.89%
13 First Internet Bank of Indiana $3.1M 2 10.25%
14 Leader Bank, National Association $3.0M 1 10.25%
15 Bank of Hope $3.0M 4 8.75%
16 Sunflower Bank National Association $2.8M 2 7.75%
17 Merchants Bank of Indiana $2.7M 2 9.50%
18 UMB Bank, National Association $2.6M 4 7.63%
19 Port 51 Lending LLC $2.6M 1 10.25%
20 22nd State Bank, A Division of 22nd State Banking Company $2.5M 1 10.00%
21 Midwest Regional Bank $2.4M 3 10.25%
22 Northwest Bank $2.3M 1 9.25%
23 Zions Bank, A Division of $2.2M 10 9.63%
24 Mission Valley Bank $2.1M 1 8.75%
25 Monterey County Bank $2.1M 1 10.50%
26 Glacier Bank $2.1M 4 7.91%
27 Colorado Enterprise Fund $1.9M 10 9.89%
28 Lendistry SBLC, LLC $1.9M 6 11.83%
29 The Pueblo Bank and Trust Company $1.8M 1 8.50%
30 Fifth Third Bank $1.7M 1 8.00%
31 BOKF, National Association $1.7M 2 7.50%
32 Citizens Bank $1.6M 3 10.08%
33 Readycap Lending, LLC $1.6M 7 11.25%
34 Community Bank & Trust-West Georgia $1.4M 2 9.75%
35 Alpine Bank $1.4M 1 7.50%
36 Celtic Bank Corporation $1.3M 11 10.57%
37 Oconee State Bank $1.3M 2 9.88%
38 First Oklahoma Bank $1.3M 1 9.25%
39 Byline Bank $1.2M 2 10.13%
40 Brookline Bank, a Division of Beacon Bank and Trust $1.0M 1 10.00%
41 MISSINGMAINBANKID $983K 3 10.07%
42 Cadence Bank $980K 4 10.25%
43 Enterprise Bank & Trust $956K 1 7.00%
44 BMO Bank National Association $922K 2 7.20%
45 Busey Bank $746K 2 9.13%
46 BayFirst National Bank $742K 3 11.67%
47 Banc of California $734K 1 7.00%
48 Adams Bank & Trust $650K 2 9.38%
49 CenTrust Bank, A Division of SmartBiz Bank National Associat $650K 2 10.50%
50 First Bank of the Lake $640K 1 9.75%

Top Industries in Denver

Here are the industries that received the most SBA funding in Denver:

Full-Service Restaurants

$9.6M
Volume

16
Loans

Offices of Lawyers

$6.7M
Volume

10
Loans

Electrical Contractors

$5.2M
Volume

7
Loans

Offices of Dentists

$4.3M
Volume

2
Loans

Limited-Service Restaurants

$4.1M
Volume

10
Loans

Landscaping Services

$3.5M
Volume

6
Loans

SBA Loans in Colorado

Denver is part of Colorado‘s SBA lending market. For statewide data and more lender options, see our full Colorado SBA Lenders guide.

🤝 Why Use an SBA Broker in Denver?

GoSBA Loans helps Denver businesses access the best SBA lenders:

  • Access 75+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Denver
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Denver SBA Loan

Our team has helped hundreds of Denver businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Denver? GoSBA Loans is a trusted SBA loan broker serving businesses in Denver and across Colorado. Contact our Denver SBA specialists today for a free consultation.

Explore More SBA Markets

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

You may also like

CONTACT US