Fulton Bank SBA Loans (2027): Rates And Ranking
Fulton Bank approved 117 SBA 7(a) loans worth $120M in FY2026, ranking #58 nationally by dollar volume. 33 of those loans financed business acquisitions.
Key Takeaways
- Headquartered in Lancaster, PA; lent in 10+ states.
- Pennsylvania was its largest state at $27.0M.
- Its top industry was Fitness and Recreational Sports Centers.
- 38% of its SBA dollars financed acquisitions (national share 27%).
- Most loans went through the Preferred Lenders Program (101 loans).
Where Fulton Bank Lends
Industries Fulton Bank Funds
Does Fulton Bank Finance Business Acquisitions?
Fulton Bank closed 33 change of ownership loans in FY2026, averaging $1.4M.
Loan Sizes
Buying A Business?
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Fulton Bank SBA Lending Since 2020
FY2026 dollar volume was up 51.8% from FY2025, and the loan count was up 5.4%.
Is Fulton Bank Right For Your Deal?
Fulton Bank's average SBA loan was $1.0M (median $796K), well above the national average, so it tends to fit larger deals.
Loans averaged 13.3 years in term and 100% were variable rate. 55% went to startups or businesses under two years old, and 26% to franchises such as JETSET Pilates, Scooter's Coffee.
Lenders ranked near Fulton Bank nationally include FDIC - Community Bank & Trust-West Georgia, Truist Bank, Shoreham Bank, America First Federal Credit Union. Comparing two or three of them on the same deal is the best way to see real terms.
Questions About Fulton Bank SBA Loans
How many SBA loans did Fulton Bank make in 2026?
Fulton Bank approved 117 SBA 7(a) loans totaling $120M in FY2026 (October 2025 to September 2026), ranking #58 nationally by dollar volume.
What rate does Fulton Bank charge on SBA loans?
Its average initial rate was 9.10% (9.02% weighted by loan size), and 100% of its loans were variable. Your rate depends on loan size, term and credit.
Does Fulton Bank do SBA loans to buy a business?
Yes. It closed 33 business acquisition loans in FY2026, averaging $1.4M.
Where does Fulton Bank make SBA loans?
Its largest states were Pennsylvania, New Jersey, Maryland, Texas, Illinois.
Does GoSBA Loans charge borrowers?
No. GoSBA Loans is 100% free to borrowers. We take your deal to the SBA lenders that fit it.
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About this data. Rankings use SBA 7(a) loan approvals from the SBA FOIA data set, fiscal year 2026 (October 1, 2025 to September 30, 2026), as published by SBA through September 30, 2026. Lenders are ranked by approved dollar volume. Rates are the initial rate at approval, a simple average across loans; most SBA 7(a) loans are variable and move with the Prime Rate. Business acquisition loans are those SBA marks as a change of ownership. GoSBA Loans is an SBA loan broker, not a lender, and is not affiliated with SBA.
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