Fulton Bank SBA 7(a) loan profile. $70.8M funded, 102 loans at 9.75% avg rate. See top states, industries & how to apply.

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Latest SBA Data: Approvals Through September 30, 2026

Fulton Bank SBA Loans (2027): Rates And Ranking

Fulton Bank approved 117 SBA 7(a) loans worth $120M in FY2026, ranking #58 nationally by dollar volume. 33 of those loans financed business acquisitions.

#58National rank by volume
$120MSBA volume FY2026
117SBA 7(a) loans
$1.0MAverage loan
9.10%Average rate at approval

Key Takeaways

  • Headquartered in Lancaster, PA; lent in 10+ states.
  • Pennsylvania was its largest state at $27.0M.
  • Its top industry was Fitness and Recreational Sports Centers.
  • 38% of its SBA dollars financed acquisitions (national share 27%).
  • Most loans went through the Preferred Lenders Program (101 loans).

Where Fulton Bank Lends

$27.0M22 loans
$18.1M27 loans
$13.8M10 loans
$9.0M7 loans
$7.4M7 loans
$6.4M10 loans
$6.3M5 loans
$5.1M2 loans
$4.9M6 loans
$4.7M4 loans

Industries Fulton Bank Funds

Sheet Metal Work Manufacturing
$5.1M2 loans
Motor and Generator Manufacturing
$5.0M1 loans
Beer, Wine, and Liquor Retailers
$4.1M4 loans
$3.9M1 loans

Does Fulton Bank Finance Business Acquisitions?

Fulton Bank closed 33 change of ownership loans in FY2026, averaging $1.4M.

33Acquisition loans
$46.2MAcquisition volume
$1.4MAverage acquisition loan
9.01%Average acquisition rate

Loan Sizes

Under $150K
$963K9 loans
$150K to $350K
$3.4M15 loans
$350K to $1M
$34.9M52 loans
$1M to $2M
$40.6M29 loans
$2M to $5M
$40.4M12 loans

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Fulton Bank SBA Lending Since 2020

FY2026 dollar volume was up 51.8% from FY2025, and the loan count was up 5.4%.

Is Fulton Bank Right For Your Deal?

Fulton Bank's average SBA loan was $1.0M (median $796K), well above the national average, so it tends to fit larger deals.

Loans averaged 13.3 years in term and 100% were variable rate. 55% went to startups or businesses under two years old, and 26% to franchises such as JETSET Pilates, Scooter's Coffee.

Lenders ranked near Fulton Bank nationally include FDIC - Community Bank & Trust-West Georgia, Truist Bank, Shoreham Bank, America First Federal Credit Union. Comparing two or three of them on the same deal is the best way to see real terms.

Questions About Fulton Bank SBA Loans

How many SBA loans did Fulton Bank make in 2026?

Fulton Bank approved 117 SBA 7(a) loans totaling $120M in FY2026 (October 2025 to September 2026), ranking #58 nationally by dollar volume.

What rate does Fulton Bank charge on SBA loans?

Its average initial rate was 9.10% (9.02% weighted by loan size), and 100% of its loans were variable. Your rate depends on loan size, term and credit.

Does Fulton Bank do SBA loans to buy a business?

Yes. It closed 33 business acquisition loans in FY2026, averaging $1.4M.

Where does Fulton Bank make SBA loans?

Its largest states were Pennsylvania, New Jersey, Maryland, Texas, Illinois.

Does GoSBA Loans charge borrowers?

No. GoSBA Loans is 100% free to borrowers. We take your deal to the SBA lenders that fit it.

Keep Exploring

About this data. Rankings use SBA 7(a) loan approvals from the SBA FOIA data set, fiscal year 2026 (October 1, 2025 to September 30, 2026), as published by SBA through September 30, 2026. Lenders are ranked by approved dollar volume. Rates are the initial rate at approval, a simple average across loans; most SBA 7(a) loans are variable and move with the Prime Rate. Business acquisition loans are those SBA marks as a change of ownership. GoSBA Loans is an SBA loan broker, not a lender, and is not affiliated with SBA.

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    SBA loans only buy buildings your own business will use.
    SBA Does Not Fit This OneSBA loans buy buildings your own business will use for at least 51% of the space. For an investment property you want a conventional commercial mortgage; we do not broker those. Will your business use 51% or more? Change your answer above and we can help.

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