HomeTrust Bank SBA Loans – Rates, States & Industries

HomeTrust Bank SBA 7(a) loan profile. $72.1M funded, 72 loans at 9.70% avg rate. See top states, industries & how to apply.

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HomeTrust Bank

National Rank by SBA 7(a) Loan Volume (2025)
$72.1M
Total Volume
72
Loans Funded
$1.0M
Avg Loan Size
9.70%
Avg Interest Rate

About HomeTrust Bank

In 2025, HomeTrust Bank funded $72.1M in SBA 7(a) loans across 72 businesses nationwide, making them the #89 SBA lender in the United States by loan volume.

💡 Key Insight: HomeTrust Bank’s average loan size is $1.0M at an average rate of 9.70%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Top States for HomeTrust Bank SBA Loans

HomeTrust Bank is most active in North Carolina, with lending activity across multiple states. Here’s where they funded the most SBA 7(a) loans in 2025:

StateLoansVolume
North Carolina12$18.3M
Florida15$14.2M
New York6$8.2M
Georgia7$5.9M
Texas6$3.9M
Maryland4$3.2M
Indiana2$3.2M
Tennessee3$2.5M
Pennsylvania2$2.3M
Virginia5$2.1M

Top Industries Funded by HomeTrust Bank

Here are the industries where HomeTrust Bank funded the most SBA 7(a) loans in 2025:

IndustryLoansVolume
Hotels (except Casino Hotels) and Motels3$7.3M
Other Personal Care Services4$5.9M
All Other Amusement and Recreation Industries3$4.1M
Limited-Service Restaurants6$4.0M
Child Day Care Services4$3.0M
Fitness and Recreational Sports Centers5$2.9M
Nonresidential Property Managers1$2.5M
Interior Design Services1$2.2M
Snack and Nonalcoholic Beverage Bars3$2.2M
Supermarkets and Other Grocery (except Convenience) Stores1$2.2M

How to Get an SBA Loan Through HomeTrust Bank

Applying for an SBA 7(a) loan through HomeTrust Bank typically involves:

  1. Pre-qualification — Determine if your business meets SBA eligibility requirements
  2. Documentation — Gather financial statements, tax returns, and a business plan
  3. Application — Submit through HomeTrust Bank or work with an SBA loan broker for faster processing
  4. Underwriting — The bank reviews your application and makes a decision
  5. Closing — Finalize terms and receive your funding

Ready to Apply for an SBA Loan?

Our brokers can help you access HomeTrust Bank and 2,000+ other SBA lenders to find the best rates and terms for your business.

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