Best Hurst, TX SBA Lenders & Rates (2026)

Hurst, Texas had 14 SBA 7(a) loans totaling $18M in 2025. See top lenders, industries, and rates.

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Best SBA Lenders in Hurst, TX (2026)

2025 FOIA data: top lenders, rates & industries for Hurst SBA loans

$20.0M
Total Funded
15
Loans Approved
$1.3M
Avg Loan Size
10.02%
Avg Interest Rate
12
Active Lenders

SBA Loans in Hurst, Texas

Looking for an SBA loan in Hurst, Texas? Based on 2025 FOIA data, 15 SBA 7(a) loans were funded in Hurst totaling $20.0M, supporting an estimated 195 jobs. With 12 active lenders competing for business in the Hurst market, comparing offers is essential to getting the best rate and terms.

The average SBA loan in Hurst is $1.3M at an average rate of 10.02%. The top lender in Hurst is US Metro Bank, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Texas SBA lenders for statewide rankings.

GoSBA Analysis: Hurst has 12 active SBA lenders, which means real competition for your deal. Working with a broker like GoSBA Loans lets you access all of them — plus national lenders — with a single 5-minute application. Free, no obligation.

SBA Loans in Hurst by Business Type

Whether you’re starting a new business in Hurst, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:

🚀 Startup37%6 loans
🤝 Business Acquisition32%4 loans
🏢 Existing Business31%5 loans
💼 New Business0%0 loans

Startups represent 37% of SBA loans in Hurst (6 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 32% (4 loans) — if you’re looking to buy a business in Hurst, this is a proven use case for SBA financing. Existing businesses make up 31% and typically receive the most favorable terms.

Top SBA Lenders in Hurst, TX (2025 Data)

The table below ranks every SBA 7(a) lender that funded loans to Hurst businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:

#LenderVolumeLoansAvg Rate
1US Metro Bank$5.0M18.5%
2T Bank, National Association$3.0M110.25%
3Bank of Hope$3.0M19.5%
4Readycap Lending, LLC$2.7M312.25%
5Atlantic Union Bank$2.3M210.25%
6Frost Bank$1.1M18.24%
7PCB Bank$832K18.75%
8Wallis Bank$699K19%
9East West Bank$580K18.5%
10Midwest Regional Bank$382K110.25%

The top lenders in Hurst have direct experience with local businesses and understand the Hurst market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.

Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Hurst and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.

Get Matched with the Best SBA Lender in Hurst

One 5-minute application. 12+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.

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Top Industries Funded in Hurst

These are the industries that received the most SBA 7(a) funding in Hurst in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:

IndustryLoansVolume
Hotels (except Casino Hotels) and Motels1$5.0M
Custom Computer Programming Services1$3.0M
All Other Amusement and Recreation Industries1$3.0M
Car Washes1$2.5M
Beauty Salons2$2.3M
Offices of Physicians (except Mental Health Specialists)2$1.3M
Commercial and Institutional Building Construction1$832K
Coin-Operated Laundries and Drycleaners1$699K
Full-Service Restaurants1$382K
Plumbing, Heating, and Air-Conditioning Contractors1$200K

Lenders with experience funding your specific industry in Hurst understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.

How to Get an SBA Loan in Hurst

Option 1: Apply directly to one of the top Hurst lenders listed above. You’ll receive a single quote from one bank.

Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Hurst-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.

Why comparing matters in Hurst: With 12 lenders active in your market, rates and terms vary significantly. Getting 3-5 competing term sheets can save you 0.5-1.0% on your rate — on a $500K loan, that’s $15,000-$30,000 in total savings.

Frequently Asked Questions

How many SBA loans were funded in Hurst in 2025?
Hurst, TX received 15 SBA 7(a) loans totaling $20.0M in 2025. The average loan size was $1.3M at an average rate of 10.02%, with 12 lenders actively funding loans in the area.
Can I get an SBA loan to start a business in Hurst?
Yes — 37% of SBA loans in Hurst went to startups in 2025 (6 loans). Lenders familiar with the Hurst market are more comfortable funding new ventures when they understand the local business environment.
Who is the top SBA lender in Hurst?
Based on 2025 FOIA data, US Metro Bank funded the most SBA loans in Hurst by volume. However, the best lender for your specific deal depends on your industry, loan size, and credit profile. A broker like GoSBA matches you with the best fit from 12+ lenders.
What is the average SBA loan rate in Hurst?
The average SBA 7(a) interest rate in Hurst was 10.02% in 2025. The national average is 10.32%. Individual rates depend on your credit score, loan size, and which lender you work with. Comparing multiple offers is the best way to secure the lowest rate.

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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.