Metro City Bank SBA Loans – Rates, States & Industries

Metro City Bank SBA 7(a) loan profile. $187.1M funded, 102 loans at 8.60% avg rate. See top states, industries & how to apply.

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Metro City Bank

National Rank by SBA 7(a) Loan Volume (2025)

$187.1M
Total Volume

102
Loans Funded

$1.8M
Avg Loan Size

8.60%
Avg Interest Rate

About Metro City Bank

In 2025, Metro City Bank funded $187.1M in SBA 7(a) loans across 102 businesses nationwide, making them the #38 SBA lender in the United States by loan volume.

💡 Key Insight: Metro City Bank’s average loan size is $1.8M at an average rate of 8.60%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Metro City Bank

Here’s how Metro City Bank distributes their SBA loans across different business types:

🚀 Startups
34%
$54.8M • 35 loans

🏢 Existing Businesses
23%
$42.4M • 23 loans

🔄 Acquisitions
43%
$89.9M • 44 loans

Top States for Metro City Bank (2025)

Here are the states where Metro City Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Georgia$73.5M29$2.5M
2 Texas$64.7M41$1.6M
3 Virgin Islands$9.0M2$4.5M
4 Florida$8.1M4$2.0M
5 Oklahoma$7.0M4$1.7M
6 New York$4.0M4$1.0M
7 Louisiana$3.9M1$3.9M
8 Tennessee$3.4M2$1.7M
9 Virginia$2.9M4$721K
10 Alabama$2.4M3$799K
11 North Carolina$2.2M2$1.1M
12 Kansas$2.2M1$2.2M
13 Pennsylvania$1.9M1$1.9M
14 Arkansas$929K1$929K
15 South Carolina$720K1$720K

Top Industries Funded by Metro City Bank

Metro City Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Hotels (except Casino Hotels) and Motels$20.5M6
2 Car Washes$20.3M6
3 Full-Service Restaurants$16.5M16
4 Supermarkets and Other Grocery (except Convenience) Stores$10.0M2
5 Limited-Service Restaurants$8.6M13
6 Electrical Contractors$5.2M2
7 Glass and Glazing Contractors$4.2M1
8 Blind and Shade Manufacturing$2.2M1
9 Coin-Operated Laundries and Drycleaners$2.0M1
10 Other Building Equipment Contractors$1.4M2
11 Other Grocery and Related Products Merchant Wholesalers$1.2M1
12 Snack and Nonalcoholic Beverage Bars$1.2M2
13 Packaged Frozen Food Merchant Wholesalers$1.1M1
14 Offices of Dentists$105K1

Top Cities for Metro City Bank

Atlanta, Ga

$12.3M
Volume

3
Loans

Houston, Tx

$11.2M
Volume

8
Loans

Christiansted, Vi

$9.0M
Volume

2
Loans

Arlington, Tx

$8.2M
Volume

3
Loans

Kennesaw, Ga

$6.4M
Volume

2
Loans

Peachtree City, Ga

$5.4M
Volume

3
Loans

Alpharetta, Ga

$5.3M
Volume

2
Loans

Flowery Branch, Ga

$5.0M
Volume

1
Loans

Desoto, Tx

$5.0M
Volume

1
Loans

Gainesville, Ga

$5.0M
Volume

1
Loans

🤝 How to Get a Loan from Metro City Bank

Many top SBA lenders, including Metro City Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Metro City Bank and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Metro City Bank

Ready to apply for an SBA loan through Metro City Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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