BlogRankingCityBest Long Beach, CA SBA Lenders & Rates of 2026

Best Long Beach, CA SBA Lenders & Rates of 2026

February 2, 2026
City, Ranking
3 min read

Best Long Beach, CA SBA Lenders & Rates of 2026

$45.1M
Total Funded

88
Loans Approved

$513K
Avg Loan Size

10.24%
Avg Interest Rate

41
Active Lenders

SBA Loans in Long Beach, CA

Long Beach, CA businesses received $45.1M in SBA 7(a) loan approvals across 88 businesses in 2025. With 41 active SBA lenders competing for business in Long Beach, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Long Beach is $513K, with rates averaging 10.24%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Long Beach SBA Loans by Business Type

🚀 Startups
22%
$7.2M • 19 loans

🏢 Existing Businesses
70%
$35.0M • 62 loans

🔄 Acquisitions
8%
$2.9M • 7 loans

Top SBA Lenders in Long Beach, CA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Long Beach businesses:

Rank Lender Volume Loans Avg Rate
1 Open Bank $8.5M 4 8.69%
2 U.S. Bank, National Association $4.3M 5 9.37%
3 Mega Bank $3.6M 1 9.00%
4 City National Bank $3.1M 2 5.95%
5 Bank of Hope $2.9M 1 8.25%
6 Northeast Bank $2.2M 14 10.75%
7 Southwestern National Bank $2.2M 1 8.50%
8 Newtek Bank, National Association $1.6M 4 10.44%
9 Bank of America, National Association $1.3M 4 8.26%
10 Port 51 Lending LLC $1.1M 1 9.75%
11 JPMorgan Chase Bank, National Association $1.0M 4 10.86%
12 GBC International Bank $960K 1 8.75%
13 Beach Cities Commercial Bank $950K 1 9.50%
14 Lendistry SBLC, LLC $792K 4 12.25%
15 CalPrivate Bank $786K 1 9.75%
16 US Metro Bank $760K 1 9.50%
17 EverBank National Association $748K 1 7.50%
18 Grow America Fund, Incorporated $693K 3 11.17%
19 Cathay Bank $680K 1 9.50%
20 CDC Small Business Finance Corp. $650K 4 10.25%
21 The Huntington National Bank $613K 4 10.00%
22 First Business Bank $588K 1 10.25%
23 American Continental Bank $563K 2 9.50%
24 Centerstone SBA Lending, Inc. $490K 1 10.50%
25 Magnifi Financial CU $431K 1 9.75%
26 Plumas Bank $398K 1 8.50%
27 Grasshopper Bank National Association $350K 1 12.00%
28 Main Street Launch $350K 1 11.50%
29 Legacy Bank $350K 1 10.00%
30 Celtic Bank Corporation $250K 3 11.75%
31 AMPAC Tri-State CDC, Inc. $250K 3 13.17%
32 Stone Bank $250K 1 10.50%
33 Commonwealth Business Bank $245K 1 9.50%
34 Mortgage Capital Development Corporation $220K 2 10.25%
35 Woori America Bank $200K 1 8.75%
36 American Business Bank $200K 1 9.00%
37 United Midwest Savings Bank National Association $150K 1 10.25%
38 BayFirst National Bank $130K 1 12.25%
39 CenTrust Bank, A Division of SmartBiz Bank National Associat $109K 1 11.50%
40 Readycap Lending, LLC $100K 1 13.50%
41 Wells Fargo Bank National Association $5K 1 13.00%

Top Industries in Long Beach

Here are the industries that received the most SBA funding in Long Beach:

Full-Service Restaurants

$6.3M
Volume

6
Loans

Offices of Optometrists

$4.0M
Volume

1
Loans

Car Washes

$2.9M
Volume

1
Loans

Limited-Service Restaurants

$2.2M
Volume

4
Loans

Retail Bakeries

$1.4M
Volume

2
Loans

Insurance Agencies and Brokerages

$1.1M
Volume

1
Loans

General Freight Trucking, Local

$916K
Volume

2
Loans

General Automotive Repair

$810K
Volume

2
Loans

Other Personal Care Services

$581K
Volume

2
Loans

SBA Loans in California

Long Beach is part of California‘s SBA lending market. For statewide data and more lender options, see our full California SBA Lenders guide.

🤝 Why Use an SBA Broker in Long Beach?

GoSBA Loans helps Long Beach businesses access the best SBA lenders:

  • Access 41+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Long Beach
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Long Beach SBA Loan

Our team has helped hundreds of Long Beach businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Long Beach? GoSBA Loans is a trusted SBA loan broker serving businesses in Long Beach and across California. Contact our Long Beach SBA specialists today for a free consultation.

Explore More SBA Markets

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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