Best Louisville, KY SBA Lenders & Rates of 2026

Compare 32 SBA lenders in Louisville, KY. $73.9M funded across 143 businesses. Average rate 9.40%. Get matched free.

Table of Contents

Best Louisville, KY SBA Lenders & Rates of 2026

$73.9M
Total Funded

143
Loans Approved

$516K
Avg Loan Size

9.40%
Avg Interest Rate

32
Active Lenders

SBA Loans in Louisville, KY

Louisville, KY businesses received $73.9M in SBA 7(a) loan approvals across 143 businesses in 2025. With 32 active SBA lenders competing for business in Louisville, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Louisville is $516K, with rates averaging 9.40%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Louisville SBA Loans by Business Type

🚀 Startups
29%
$14.0M • 41 loans

🏢 Existing Businesses
53%
$29.8M • 76 loans

🔄 Acquisitions
18%
$30.0M • 26 loans

Top SBA Lenders in Louisville, KY (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Louisville businesses:

RankLenderVolumeLoansAvg Rate
1 Stock Yards Bank & Trust Company$15.4M227.77%
2 Live Oak Banking Company$15.0M69.71%
3 Republic Bank & Trust Company$7.6M227.87%
4 US Metro Bank$4.5M18.75%
5 The Huntington National Bank$3.3M129.75%
6 Milestone Bank$2.8M19.00%
7 Northeast Bank$2.6M1911.21%
8 First Financial Bank$2.4M29.63%
9 North State Bank$2.0M19.50%
10 U.S. Bank, National Association$2.0M139.90%
11 Brookline Bank, a Division of Beacon Bank and Trust$1.9M39.67%
12 Dogwood State Bank$1.8M19.25%
13 American Momentum Bank$1.8M39.50%
14 PNC Bank, National Association$1.6M57.65%
15 Newtek Bank, National Association$1.4M510.90%
16 First Harrison Bank$1.1M49.21%
17 Readycap Lending, LLC$1.0M411.19%
18 RiverHills Bank$1.0M18.50%
19 First Savings Bank$740K18.50%
20 Mechanics and Farmers Bank$734K110.50%
21 Wilson & Muir Bank & Trust Company$500K19.25%
22 WesBanco Bank, Inc.$442K310.00%
23 The Park National Bank$403K19.25%
24 Lendistry SBLC, LLC$300K112.00%
25 Magnifi Financial CU$270K110.25%
26 JPMorgan Chase Bank, National Association$250K112.55%
27 ACC Capital$222K19.75%
28 Fifth Third Bank$210K311.87%
29 Civista Bank$210K19.50%
30 Celtic Bank Corporation$150K110.25%
31 United Midwest Savings Bank National Association$150K110.25%
32 Old National Bank$75K19.00%

Top Industries in Louisville

Here are the industries that received the most SBA funding in Louisville:

SBA Loans in Kentucky

Louisville is part of Kentucky‘s SBA lending market. For statewide data and more lender options, see our full Kentucky SBA Lenders guide.

🤝 Why Use an SBA Broker in Louisville?

GoSBA Loans helps Louisville businesses access the best SBA lenders:

  • Access 32+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Louisville
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Louisville SBA Loan

Our team has helped hundreds of Louisville businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Louisville? GoSBA Loans is a trusted SBA loan broker serving businesses in Louisville and across Kentucky. Contact our Louisville SBA specialists today for a free consultation.

Explore More SBA Markets

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US