BlogRankingStateBest Montana SBA Lenders & Rates of 2026

Best Montana SBA Lenders & Rates of 2026

February 2, 2026
Ranking, State
1 min read

$116.6M
Total Funded

210
Loans Approved

$555K
Avg Loan Size

9.88%
Avg Interest Rate

55
Active Lenders

SBA Loans in Montana

Montana businesses received $116.6M in SBA 7(a) loan approvals across 210 businesses in 2025. With 55 active SBA lenders competing for business in Montana, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Montana is $555K, with rates averaging 9.88%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Montana (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Montana businesses:

Rank Lender Volume Loans Avg Rate
1 Glacier Bank $14.8M 21 7.87%
2 Live Oak Banking Company $12.0M 12 9.91%
3 Brookline Bank, a Division of Beacon Bank and Trust $7.7M 5 9.15%
4 Truliant FCU $5.5M 2 10.25%
5 Community Bank & Trust-West Georgia $4.9M 1 9.50%
6 Newtek Bank, National Association $4.8M 12 11.58%
7 America First FCU $3.9M 1 7.25%
8 Valley Bank of Ronan $3.4M 5 7.60%
9 Northeast Bank $3.4M 21 10.68%
10 T Bank, National Association $3.4M 1 9.75%
11 First Financial Bank $3.1M 2 8.75%
12 First Western SBLC, Inc $3.1M 2 8.50%
13 Cadence Bank $2.9M 4 10.25%
14 Three Rivers Bank of Montana $2.8M 3 9.08%
15 Readycap Lending, LLC $2.6M 8 11.47%
16 Mountain America FCU $2.5M 5 10.27%
17 Idaho Central CU $2.4M 1 9.50%
18 Bravera Bank $2.4M 9 8.86%
19 Hanover Community Bank $2.3M 3 9.67%
20 First Bank of Central Ohio $2.0M 2 9.75%

🤝 How to Get an SBA Loan in Montana

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Montana and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Montana SBA Lenders

Ready to apply for an SBA loan in Montana? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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