Best SBA Lenders in Rockville, MD (2026)
2025 FOIA data: top lenders, rates & industries for Rockville SBA loans
SBA Loans in Rockville, Maryland
Looking for an SBA loan in Rockville, Maryland? Based on 2025 FOIA data, 63 SBA 7(a) loans were funded in Rockville totaling $22.0M, supporting an estimated 510 jobs. With 26 active lenders competing for business in the Rockville market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Rockville is $349K at an average rate of 10.6%. The top lender in Rockville is The Huntington National Bank, with the most-funded industry being Other Accounting Services. See all Maryland SBA lenders for statewide rankings.
SBA Loans in Rockville by Business Type
Whether you’re starting a new business in Rockville, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 19% of SBA loans in Rockville (10 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 29% (5 loans) — if you’re looking to buy a business in Rockville, this is a proven use case for SBA financing. Existing businesses make up 45% and typically receive the most favorable terms.
Top SBA Lenders in Rockville, MD (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Rockville businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank | $4.0M | 5 | 8.6% |
| 2 | First Internet Bank of Indiana | $3.2M | 2 | 10% |
| 3 | Manufacturers and Traders Trust Company | $1.8M | 11 | 11.16% |
| 4 | Northeast Bank | $1.7M | 10 | 10.68% |
| 5 | Newtek Bank, National Association | $1.4M | 2 | 10.5% |
| 6 | Bank of America, National Association | $1.2M | 2 | 6.06% |
| 7 | Live Oak Banking Company | $1.0M | 1 | 8.25% |
| 8 | Harvest Small Business Finance, LLC | $856K | 1 | 10.5% |
| 9 | John Marshall Bank | $800K | 2 | 10.25% |
| 10 | Atlantic Union Bank | $679K | 1 | 9.75% |
The top lenders in Rockville have direct experience with local businesses and understand the Rockville market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Rockville and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Rockville
One 5-minute application. 26+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Rockville
These are the industries that received the most SBA 7(a) funding in Rockville in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Other Accounting Services | 3 | $3.2M |
| Offices of Dentists | 5 | $2.7M |
| Full-Service Restaurants | 2 | $1.2M |
| Other Computer Related Services | 2 | $1.1M |
| Child Day Care Services | 1 | $1.0M |
| General Automotive Repair | 2 | $930K |
| Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 1 | $856K |
| Offices of Physicians (except Mental Health Specialists) | 3 | $692K |
| Fitness and Recreational Sports Centers | 3 | $599K |
| Retail Bakeries | 1 | $567K |
Lenders with experience funding your specific industry in Rockville understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Rockville
Option 1: Apply directly to one of the top Rockville lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Rockville-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
