BlogRankingCityBest Spring Valley, NY SBA Lenders & Rates of 2026

Best Spring Valley, NY SBA Lenders & Rates of 2026

Best Spring Valley, NY SBA Lenders & Rates of 2026

$24.5M
Total Funded

97
Loans Approved

$253K
Avg Loan Size

10.83%
Avg Interest Rate

19
Active Lenders

SBA Loans in Spring Valley, NY

Spring Valley, NY businesses received $24.5M in SBA 7(a) loan approvals across 97 businesses in 2025. With 19 active SBA lenders competing for business in Spring Valley, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Spring Valley is $253K, with rates averaging 10.83%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Spring Valley SBA Loans by Business Type

🚀 Startups
7%
$1.2M • 7 loans

🏢 Existing Businesses
93%
$23.4M • 90 loans

🔄 Acquisitions
0%
$0 • 0 loans

Top SBA Lenders in Spring Valley, NY (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Spring Valley businesses:

Rank Lender Volume Loans Avg Rate
1 Northeast Bank $5.8M 22 10.82%
2 Live Oak Banking Company $4.2M 2 7.53%
3 Readycap Lending, LLC $3.7M 10 10.85%
4 Lendistry SBLC, LLC $2.2M 7 11.57%
5 TD Bank, National Association $2.0M 17 10.50%
6 Webster Bank National Association $1.3M 6 9.38%
7 BayFirst National Bank $768K 7 12.25%
8 JPMorgan Chase Bank, National Association $732K 5 12.13%
9 FinWise Bank $700K 3 10.33%
10 Manufacturers and Traders Trust Company $689K 5 10.20%
11 Colony Bank $450K 3 10.67%
12 Celtic Bank Corporation $450K 3 10.83%
13 Accion Opportunity Fund Community Development $350K 1 10.75%
14 Grasshopper Bank National Association $350K 1 12.00%
15 Cadence Bank $350K 1 10.25%
16 Stone Bank $150K 1 10.50%
17 First Bank of the Lake $150K 1 13.50%
18 KeyBank National Association $40K 1 11.53%
19 PNC Bank, National Association $25K 1 11.90%

Top Industries in Spring Valley

Here are the industries that received the most SBA funding in Spring Valley:

Masonry Contractors

$4.2M
Volume

2
Loans

Residential Property Managers

$1.1M
Volume

4
Loans

Residential Remodelers

$748K
Volume

5
Loans

General Warehousing and Storage

$700K
Volume

2
Loans

Marketing Consulting Services

$681K
Volume

4
Loans

Caterers

$669K
Volume

2
Loans

Wholesale Trade Agents and Brokers

$650K
Volume

2
Loans

Employment Placement Agencies

$550K
Volume

3
Loans

SBA Loans in New York

Spring Valley is part of New York‘s SBA lending market. For statewide data and more lender options, see our full New York SBA Lenders guide.

🤝 Why Use an SBA Broker in Spring Valley?

GoSBA Loans helps Spring Valley businesses access the best SBA lenders:

  • Access 19+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Spring Valley
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Spring Valley SBA Loan

Our team has helped hundreds of Spring Valley businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Spring Valley? GoSBA Loans is a trusted SBA loan broker serving businesses in Spring Valley and across New York. Contact our Spring Valley SBA specialists today for a free consultation.

Explore More SBA Markets

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.