Best Springfield, MO SBA Lenders & Rates of 2026

Compare 26 SBA lenders in Springfield, MO. $61.0M funded across 78 businesses. Average rate 9.84%. Get matched free.

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Best Springfield, MO SBA Lenders & Rates of 2026

$61.0M
Total Funded

78
Loans Approved

$782K
Avg Loan Size

9.84%
Avg Interest Rate

26
Active Lenders

SBA Loans in Springfield, MO

Springfield, MO businesses received $61.0M in SBA 7(a) loan approvals across 78 businesses in 2025. With 26 active SBA lenders competing for business in Springfield, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Springfield is $782K, with rates averaging 9.84%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Springfield SBA Loans by Business Type

🚀 Startups
18%
$8.2M • 14 loans

🏢 Existing Businesses
64%
$31.8M • 50 loans

🔄 Acquisitions
17%
$19.7M • 13 loans

Top SBA Lenders in Springfield, MO (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Springfield businesses:

RankLenderVolumeLoansAvg Rate
1 OakStar Bank$10.8M1410.07%
2 Arlo Bank$6.7M49.50%
3 Regent Bank$5.7M69.46%
4 Four States Bank, Inc.$5.2M810.13%
5 Legacy Bank & Trust Company$4.6M29.38%
6 Encore Bank$4.3M39.83%
7 The Huntington National Bank$4.1M29.50%
8 United Midwest Savings Bank National Association$3.7M110.00%
9 OMB Bank$3.3M69.75%
10 The Bank of Missouri$2.7M49.38%
11 U.S. Bank, National Association$2.2M59.85%
12 Guaranty Bank$1.5M18.50%
13 Heritage Bank Inc$1.1M110.25%
14 Southern Bank$1.0M410.25%
15 First State Community Bank$909K18.75%
16 Live Oak Banking Company$500K110.50%
17 Table Rock Community Bank$495K19.50%
18 Northeast Bank$423K410.25%
19 UMB Bank, National Association$400K17.00%
20 Readycap Lending, LLC$340K212.13%
21 Bank of Belleville$308K18.50%
22 Midwest Regional Bank$184K110.25%
23 Commerce Bank$170K29.13%
24 BayFirst National Bank$150K112.25%
25 Celtic Bank Corporation$75K19.75%
26 First Security Bank$50K18.75%

Top Industries in Springfield

Here are the industries that received the most SBA funding in Springfield:

SBA Loans in Missouri

Springfield is part of Missouri‘s SBA lending market. For statewide data and more lender options, see our full Missouri SBA Lenders guide.

🤝 Why Use an SBA Broker in Springfield?

GoSBA Loans helps Springfield businesses access the best SBA lenders:

  • Access 26+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Springfield
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Springfield SBA Loan

Our team has helped hundreds of Springfield businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Springfield? GoSBA Loans is a trusted SBA loan broker serving businesses in Springfield and across Missouri. Contact our Springfield SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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