Best Tampa, FL SBA Lenders & Rates of 2026

Compare 64 SBA lenders in Tampa, FL. $147.3M funded across 246 businesses. Average rate 10.23%. Get matched free.

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Best Tampa, FL SBA Lenders & Rates of 2026

$147.3M
Total Funded

246
Loans Approved

$599K
Avg Loan Size

10.23%
Avg Interest Rate

64
Active Lenders

SBA Loans in Tampa, FL

Tampa, FL businesses received $147.3M in SBA 7(a) loan approvals across 246 businesses in 2025. With 64 active SBA lenders competing for business in Tampa, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Tampa is $599K, with rates averaging 10.23%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Tampa SBA Loans by Business Type

🚀 Startups
33%
$44.4M • 80 loans

🏢 Existing Businesses
57%
$67.6M • 140 loans

🔄 Acquisitions
11%
$35.2M • 26 loans

Top SBA Lenders in Tampa, FL (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Tampa businesses:

RankLenderVolumeLoansAvg Rate
1 The Bank of Tampa$9.8M108.82%
2 First Internet Bank of Indiana$9.4M710.00%
3 Live Oak Banking Company$9.2M89.37%
4 Hancock Whitney Bank$8.4M49.69%
5 Newtek Bank, National Association$7.4M1911.08%
6 DFCU Financial$6.6M119.52%
7 BayFirst National Bank$5.9M1111.11%
8 Valley National Bank$5.3M49.63%
9 Truist Bank$5.0M17.99%
10 First Bank$5.0M19.00%
11 Seacoast National Bank$4.9M39.33%
12 Bankwell Bank$4.8M29.88%
13 The Huntington National Bank$4.7M179.97%
14 Bank of America, National Association$4.1M96.93%
15 First Bank of the Lake$3.5M211.63%
16 Climate First Bank$3.4M310.17%
17 American National Bank$3.1M28.80%
18 BankUnited, National Association$2.7M38.17%
19 JPMorgan Chase Bank, National Association$2.4M810.38%
20 United Midwest Savings Bank National Association$2.3M610.17%
21 Byline Bank$2.2M210.00%
22 Sanibel Captiva Community Bank$2.1M110.25%
23 Northeast Bank$2.1M1611.39%
24 Centennial Bank$1.9M210.00%
25 Readycap Lending, LLC$1.8M812.41%
26 Bank Five Nine$1.8M19.25%
27 Truliant FCU$1.5M110.00%
28 City National Bank of Florida$1.4M210.25%
29 TD Bank, National Association$1.4M2110.53%
30 Cadence Bank$1.3M310.08%
31 Wells Fargo Bank National Association$1.3M712.17%
32 Harvest Small Business Finance, LLC$1.3M19.50%
33 Regions Bank$1.3M311.34%
34 VelocitySBA, LLC$1.2M210.25%
35 Brookline Bank, a Division of Beacon Bank and Trust$1.2M19.25%
36 Loyal Trust Bank$988K19.13%
37 Banesco USA$957K210.63%
38 Lendistry SBLC, LLC$893K312.00%
39 First National Bank of Pennsylvania$850K29.88%
40 US Metro Bank$782K18.75%
41 Grasshopper Bank National Association$750K212.00%
42 Fifth Third Bank$746K18.00%
43 Midwest Regional Bank$701K110.25%
44 Shoreham Bank$675K210.50%
45 ConnectOne Bank$660K19.75%
46 Quaint Oak Bank$625K110.50%
47 Port 51 Lending LLC$610K110.50%
48 Bank OZK$598K19.25%
49 First Commonwealth Bank$530K110.25%
50 Synovus Bank$507K19.50%

Top Industries in Tampa

Here are the industries that received the most SBA funding in Tampa:

SBA Loans in Florida

Tampa is part of Florida‘s SBA lending market. For statewide data and more lender options, see our full Florida SBA Lenders guide.

🤝 Why Use an SBA Broker in Tampa?

GoSBA Loans helps Tampa businesses access the best SBA lenders:

  • Access 64+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Tampa
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Tampa SBA Loan

Our team has helped hundreds of Tampa businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Tampa? GoSBA Loans is a trusted SBA loan broker serving businesses in Tampa and across Florida. Contact our Tampa SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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