Best SBA Lenders in Tulsa, OK (2026)
2025 FOIA data: top lenders, rates & industries for Tulsa SBA loans
SBA Loans in Tulsa, Oklahoma
Looking for an SBA loan in Tulsa, Oklahoma? Based on 2025 FOIA data, 73 SBA 7(a) loans were funded in Tulsa totaling $47.9M, supporting an estimated 1,298 jobs. With 34 active lenders competing for business in the Tulsa market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Tulsa is $657K at an average rate of 9.89%. The top lender in Tulsa is Newtek Bank, National Association, with the most-funded industry being Other Electric Power Generation. See all Oklahoma SBA lenders for statewide rankings.
SBA Loans in Tulsa by Business Type
Whether you’re starting a new business in Tulsa, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 6% of SBA loans in Tulsa (7 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 19% (7 loans) — if you’re looking to buy a business in Tulsa, this is a proven use case for SBA financing. Existing businesses make up 61% and typically receive the most favorable terms.
Top SBA Lenders in Tulsa, OK (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Tulsa businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Newtek Bank, National Association | $5.8M | 5 | 10.9% |
| 2 | MidFirst Bank | $4.7M | 1 | 7.5% |
| 3 | US Metro Bank | $3.6M | 1 | 9.5% |
| 4 | First Pryority Bank | $3.4M | 1 | 8% |
| 5 | Security Bank | $3.4M | 3 | 8.75% |
| 6 | Northwest Bank | $2.8M | 2 | 9.5% |
| 7 | Vast Bank, National Association | $2.7M | 1 | 7.5% |
| 8 | First Security Bank and Trust Company | $2.5M | 2 | 8.38% |
| 9 | All Capital Bank | $2.4M | 3 | 9.25% |
| 10 | First Oklahoma Bank | $2.2M | 4 | 9.12% |
The top lenders in Tulsa have direct experience with local businesses and understand the Tulsa market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Tulsa and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Tulsa
One 5-minute application. 34+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Tulsa
These are the industries that received the most SBA 7(a) funding in Tulsa in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Other Electric Power Generation | 1 | $5.0M |
| Hotels (except Casino Hotels) and Motels | 2 | $4.8M |
| Employment Placement Agencies | 1 | $4.7M |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 1 | $3.4M |
| Industrial Valve Manufacturing | 2 | $2.8M |
| Solid Waste Landfill | 1 | $2.1M |
| Supermarkets and Other Grocery (except Convenience) Stores | 1 | $2.0M |
| Full-Service Restaurants | 5 | $1.9M |
| Coin-Operated Laundries and Drycleaners | 2 | $1.7M |
| Metal Service Centers and Other Metal Merchant Wholesalers | 2 | $1.1M |
Lenders with experience funding your specific industry in Tulsa understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Tulsa
Option 1: Apply directly to one of the top Tulsa lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Tulsa-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
