BlogRankingStateBest Virgin Islands SBA Lenders & Rates of 2026

Best Virgin Islands SBA Lenders & Rates of 2026

$18.3M
Total Funded

11
Loans Approved

$1.7M
Avg Loan Size

9.80%
Avg Interest Rate

6
Active Lenders

SBA Loans in Virgin Islands

Virgin Islands businesses received $18.3M in SBA 7(a) loan approvals across 11 businesses in 2025. With 6 active SBA lenders competing for business in Virgin Islands, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Virgin Islands is $1.7M, with rates averaging 9.80%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Virgin Islands (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Virgin Islands businesses:

Rank Lender Volume Loans Avg Rate
1 Metro City Bank $9.0M 2 8.75%
2 Community Bank & Trust-West Georgia $6.7M 2 9.50%
3 Merchants Commercial Bank $1.1M 2 10.88%
4 Banco Popular de Puerto Rico $872K 3 9.75%
5 Oriental Bank $500K 1 9.75%
6 Stone Bank $150K 1 10.50%

🤝 How to Get an SBA Loan in Virgin Islands

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Virgin Islands and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Virgin Islands SBA Lenders

Ready to apply for an SBA loan in Virgin Islands? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.