Best Boca Raton, FL SBA Lenders & Rates of 2026

Compare 34 SBA lenders in Boca Raton, FL. $49.1M funded across 99 businesses. Average rate 10.21%. Get matched free.

Table of Contents

Best Boca Raton, FL SBA Lenders & Rates of 2026

$49.1M
Total Funded

99
Loans Approved

$496K
Avg Loan Size

10.21%
Avg Interest Rate

34
Active Lenders

SBA Loans in Boca Raton, FL

Boca Raton, FL businesses received $49.1M in SBA 7(a) loan approvals across 99 businesses in 2025. With 34 active SBA lenders competing for business in Boca Raton, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Boca Raton is $496K, with rates averaging 10.21%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Boca Raton SBA Loans by Business Type

🚀 Startups
28%
$13.7M • 28 loans

🏢 Existing Businesses
59%
$21.2M • 58 loans

🔄 Acquisitions
13%
$14.1M • 13 loans

Top SBA Lenders in Boca Raton, FL (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Boca Raton businesses:

RankLenderVolumeLoansAvg Rate
1 Paradise Bank$7.4M59.10%
2 Climate First Bank$4.8M110.50%
3 Live Oak Banking Company$4.3M89.58%
4 Newtek Bank, National Association$3.1M710.86%
5 The Huntington National Bank$3.0M49.31%
6 First Internet Bank of Indiana$2.8M410.25%
7 Readycap Lending, LLC$2.8M810.72%
8 Northeast Bank$2.3M1310.69%
9 First Bank of the Lake$2.1M49.81%
10 Byline Bank$1.8M210.00%
11 Hyperion Bank$1.5M19.75%
12 Bank of America, National Association$1.4M48.54%
13 OptimumBank$1.3M110.25%
14 Milestone Bank$1.3M29.88%
15 First National Bank of Pennsylvania$1.2M19.50%
16 Brookline Bank, a Division of Beacon Bank and Trust$910K19.25%
17 Mission Valley Bank$804K110.25%
18 JPMorgan Chase Bank, National Association$750K410.89%
19 Citizens Bank$594K110.25%
20 Wells Fargo Bank National Association$526K411.19%
21 CenTrust Bank, A Division of SmartBiz Bank National Associat$500K110.25%
22 Grasshopper Bank National Association$500K110.50%
23 First Financial Bank$500K19.50%
24 Elevate Bank National Association$500K19.50%
25 BayFirst National Bank$369K312.25%
26 Cadence Bank$350K110.25%
27 United Community Bank$325K19.50%
28 iTHINK Financial CU$310K210.13%
29 TD Bank, National Association$305K79.89%
30 Stone Bank$250K110.00%
31 CDC Small Business Finance Corp.$120K110.50%
32 Fifth Third Bank$100K110.80%
33 Regions Bank$100K111.99%
34 Celtic Bank Corporation$75K19.75%

Top Industries in Boca Raton

Here are the industries that received the most SBA funding in Boca Raton:

SBA Loans in Florida

Boca Raton is part of Florida‘s SBA lending market. For statewide data and more lender options, see our full Florida SBA Lenders guide.

🤝 Why Use an SBA Broker in Boca Raton?

GoSBA Loans helps Boca Raton businesses access the best SBA lenders:

  • Access 34+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Boca Raton
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Boca Raton SBA Loan

Our team has helped hundreds of Boca Raton businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Boca Raton? GoSBA Loans is a trusted SBA loan broker serving businesses in Boca Raton and across Florida. Contact our Boca Raton SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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