Best Jersey City, NJ SBA Lenders & Rates of 2026

Compare 26 SBA lenders in Jersey City, NJ. $19.9M funded across 70 businesses. Average rate 10.76%. Get matched free.

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Best Jersey City, NJ SBA Lenders & Rates of 2026

$19.9M
Total Funded

70
Loans Approved

$284K
Avg Loan Size

10.76%
Avg Interest Rate

26
Active Lenders

SBA Loans in Jersey City, NJ

Jersey City, NJ businesses received $19.9M in SBA 7(a) loan approvals across 70 businesses in 2025. With 26 active SBA lenders competing for business in Jersey City, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Jersey City is $284K, with rates averaging 10.76%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Jersey City SBA Loans by Business Type

🚀 Startups
36%
$9.6M • 25 loans

🏢 Existing Businesses
59%
$5.9M • 41 loans

🔄 Acquisitions
6%
$4.3M • 4 loans

Top SBA Lenders in Jersey City, NJ (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Jersey City businesses:

RankLenderVolumeLoansAvg Rate
1 The Huntington National Bank$4.1M39.00%
2 Manufacturers and Traders Trust Company$2.3M1611.41%
3 Woori America Bank$2.2M29.00%
4 Gulf Coast Bank and Trust Company$2.1M210.88%
5 Northeast Bank$1.5M910.67%
6 Magyar Bank$1.1M110.25%
7 Newtek Bank, National Association$750K511.10%
8 TD Bank, National Association$738K711.04%
9 PNC Bank, National Association$692K27.48%
10 Cadence Bank$600K210.25%
11 KeyBank National Association$487K19.99%
12 Magnifi Financial CU$478K110.25%
13 Bank of America, National Association$450K17.23%
14 Lendistry SBLC, LLC$386K312.00%
15 CenTrust Bank, A Division of SmartBiz Bank National Associat$350K110.50%
16 United Midwest Savings Bank National Association$290K210.13%
17 First Commonwealth Bank$214K110.25%
18 Grasshopper Bank National Association$210K110.50%
19 Hanmi Bank$165K19.50%
20 First Bank$150K111.00%
21 Celtic Bank Corporation$150K110.25%
22 Bank Five Nine$144K110.00%
23 JPMorgan Chase Bank, National Association$130K214.00%
24 Trenton Business Assistance Corporation$100K110.50%
25 Stone Bank$75K110.50%
26 Wells Fargo Bank National Association$55K212.25%

Top Industries in Jersey City

Here are the industries that received the most SBA funding in Jersey City:

SBA Loans in New Jersey

Jersey City is part of New Jersey‘s SBA lending market. For statewide data and more lender options, see our full New Jersey SBA Lenders guide.

🤝 Why Use an SBA Broker in Jersey City?

GoSBA Loans helps Jersey City businesses access the best SBA lenders:

  • Access 26+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Jersey City
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Jersey City SBA Loan

Our team has helped hundreds of Jersey City businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Jersey City? GoSBA Loans is a trusted SBA loan broker serving businesses in Jersey City and across New Jersey. Contact our Jersey City SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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