Best Portland, OR SBA Lenders & Rates of 2026

Compare 50 SBA lenders in Portland, OR. $137.9M funded across 237 businesses. Average rate 10.24%. Get matched free.

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Best Portland, OR SBA Lenders & Rates of 2026

$137.9M
Total Funded

237
Loans Approved

$582K
Avg Loan Size

10.24%
Avg Interest Rate

50
Active Lenders

SBA Loans in Portland, OR

Portland, OR businesses received $137.9M in SBA 7(a) loan approvals across 237 businesses in 2025. With 50 active SBA lenders competing for business in Portland, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Portland is $582K, with rates averaging 10.24%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Portland SBA Loans by Business Type

🚀 Startups
25%
$30.0M • 59 loans

🏢 Existing Businesses
65%
$74.9M • 153 loans

🔄 Acquisitions
11%
$33.1M • 25 loans

Top SBA Lenders in Portland, OR (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Portland businesses:

RankLenderVolumeLoansAvg Rate
1 Banc of California$17.3M87.44%
2 PCB Bank$13.2M48.31%
3 Readycap Lending, LLC$11.8M1611.53%
4 Newtek Bank, National Association$8.5M1110.91%
5 Summit Bank$5.9M49.81%
6 The Huntington National Bank$5.6M108.70%
7 Celtic Bank Corporation$5.6M59.95%
8 KeyBank National Association$4.8M1110.67%
9 U.S. Bank, National Association$4.7M229.88%
10 Wells Fargo Bank National Association$4.4M89.54%
11 Harvest Small Business Finance, LLC$4.2M49.49%
12 Live Oak Banking Company$4.1M68.83%
13 Shoreham Bank$3.9M19.00%
14 Harborstone CU$3.1M39.25%
15 Enterprise Bank & Trust$2.9M27.25%
16 Community Bank & Trust-West Georgia$2.3M19.00%
17 FFB Bank$2.3M18.00%
18 Beneficial State Bank$2.3M27.25%
19 Bank of America, National Association$2.3M47.73%
20 Truliant FCU$2.2M210.38%
21 Columbia Bank$2.2M3612.26%
22 JPMorgan Chase Bank, National Association$2.0M59.72%
23 Capital Bank, National Association$1.7M29.75%
24 Byline Bank$1.7M310.25%
25 Northeast Bank$1.5M1611.11%
26 VelocitySBA, LLC$1.5M110.00%
27 Craft Bank$1.5M110.50%
28 Banner Bank$1.4M78.78%
29 Citizens Bank$1.3M310.25%
30 CRF Small Business Loan Company, LLC$985K110.00%
31 United Midwest Savings Bank National Association$960K310.25%
32 Washington Trust Bank$944K18.00%
33 First-Citizens Bank & Trust Company$853K18.50%
34 Lendistry SBLC, LLC$790K411.88%
35 First Bank of the Lake$778K211.75%
36 Gesa CU$731K29.00%
37 CenTrust Bank, A Division of SmartBiz Bank National Associat$650K311.42%
38 Heritage Bank$630K39.08%
39 GBank$577K19.00%
40 Port 51 Lending LLC$550K110.00%
41 First Interstate Bank$532K29.50%
42 Gulf Coast Bank and Trust Company$495K19.75%
43 Colony Bank$447K110.25%
44 Micro Enterprise Services of Oregon (Pedagogy Institute)$410K510.30%
45 First Commonwealth Bank$395K110.25%
46 First Bank of Central Ohio$299K19.75%
47 East West Bank$200K19.25%
48 BayFirst National Bank$150K112.25%
49 OnPoint Community Credit Union$100K28.50%
50 Magnifi Financial CU$95K19.75%

Top Industries in Portland

Here are the industries that received the most SBA funding in Portland:

Full-Service Restaurants

$13.4M
Volume

17
Loans

General Automotive Repair

$7.0M
Volume

4
Loans

Interior Design Services

$5.0M
Volume

2
Loans

Dental Laboratories

$5.0M
Volume

1
Loans

Used Car Dealers

$2.9M
Volume

3
Loans

Couriers

$2.9M
Volume

4
Loans

Limited-Service Restaurants

$2.6M
Volume

7
Loans

Electric Power Distribution

$2.6M
Volume

1
Loans

SBA Loans in Oregon

Portland is part of Oregon‘s SBA lending market. For statewide data and more lender options, see our full Oregon SBA Lenders guide.

🤝 Why Use an SBA Broker in Portland?

GoSBA Loans helps Portland businesses access the best SBA lenders:

  • Access 50+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Portland
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Portland SBA Loan

Our team has helped hundreds of Portland businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Portland? GoSBA Loans is a trusted SBA loan broker serving businesses in Portland and across Oregon. Contact our Portland SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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